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Flooding Claims and Insurance

Robert W. Vivian

Professor of Finance and Insurance

University of the Witwatersrand

Conference of the Institute of Loss Adjustors

Johannesburg - 7th May 2009

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From The Glossary »

Catastrophe (Short-Term):

Fire, earthquake, windstorm, explosion, and other similar events that result in substantial losses. Catastrophe losses (the whole loss of an insurance company arising out of a single catastrophic event) are usually protected by excess of loss reinsurance in order to limit any one such loss to a specific amount.
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