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The anatomy of risk

Magda Stepanyan, The Risk Doctor Partnership It is clearly important for us to understand the nature of a risk properly if we are to manage it effectively. Many people only consider a limited number of risk characteristics, leading to a limited ability to manage risk. Effective risk management requires ...
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POPI is here: are you ready?

      Justin Keevy, Divisional Director Camargue Underwriting Managers (Pty) Ltd           Enacted on 26 November 2013, the Protection of Personal Information Act No. 4 of 2013 (POPIA or POPI) aims to bring South Africa in ...
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The fraud threat is within, warns Justicia

South African businesses are buckling under the cost of crime during tough economic times – but the perpetrators are often where companies least expect to find them. “The threat comes from within,” warns Reg Horne, managing director of Justicia Investigations, one of South Africa’s ...
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Comrades Marathon Insurance Tips

The world’s largest ultra-marathon takes place on Sunday June 4, and runners should ensure they have adequate insurance cover in place before they tie their shoelaces to tackle the Comrades Marathon. Colin Mchunu, Senior Manager at Alexander Forbes Insurance said runners should have ...
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Cybersecurity insurance – the missing link in business financial wellness

Information infrastructure departments around the world jumped into action on Friday 12 May to protect their businesses against the latest cyberattack, WannaCry. According to media reports, this Trojan ransomware infected over 200 000 computers in over 150 countries. The hackers took users’ files ...
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From The Glossary »

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Contingency reserve:

Is the amount set aside in terms of the Short-term Insurance Act to cover abnormal losses flowing from abnormal or unusual events such as earthquakes, floods and tidal waves. Charges are made against the reserve onlyas approved by the South African Registrar of Insurance.
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