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The costs of lifestyle-related illnesses straining medical aid schemes

The rapid rise in lifestyle-related illnesses, resulting from higher rates of obesity in particular, indicate that an unhealthy diet and sedentary lifestyle are fast replacing tobacco as one of the leading causes of preventable diseases. In fact, according to Dr Peter Hill of Met-S Care, obesity has ...
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Selecting the right people

By Rita Lally, Director SmartMoves Human Capital (Pty) Limited When we refer to recruitment, we seek to attract talent from a pool of people from which candidates for jobs can be chosen. A top priority is to ensure that the right calibre of person is appointed, and this is largely dictated ...
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Battle with the Prescribed Minimum Benefits pay-in-full scenario demystified

By Brian Watson, Scheme Executive, Genesis Medical Scheme Regulation 8 – unplugged So, what is all the fuss about regulation 8? The answer is, unfortunately not straightforward. To start at the beginning, section 29(1)(p) of the Medical Schemes Act compels medical schemes to pay in ...
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SA firms slow to follow global employee wellness drive –survey

Alternative work environments, ground breaking workplace perks and innovative employee wellness strategies are on the increase globally, but locally companies are still in two minds on how to best implement measures that will attract and retain top talent. According to the latest Jack Hammer survey, ...
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How medical aid fraud affects you

By Elmarie Jensen, Marketing Manager, Genesis Medical Scheme Medical aid fraud affects every member The financial burden of fraud and irregular practices that are committed in the private healthcare sector are estimated to add about R22 billion per annum to the overall annual cost of private healthcare ...
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From The Glossary »

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Adverse Selection:

The tendency for poorer risks (less-desirable insureds) to seek insurance, to continue insurance, or to select options of settlement that are favourable to them, to a greater extent than do good risks (more desirable insureds). See anti-selection and selection against.
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