Experian South Africa combines the power of its comprehensive credit history database, scoring expertise and sophisticated software to deliver a truly holistic solution that will effectively target, acquire and manage the most profitable customer base. Since 1995, Experian has assisted many South African ... More Details »
TransUnion is a global leader in information management. TransUnion offers a diverse range of risk and fraud management solutions developed to deliver proven value to customers. We manage more data than any other risk information company in South Africa. We’re the only company that manages data on ... More Details »
Reinsurance arrangements under which each risk to be reinsured is offered to and is accepted or rejected by the reinsurer. So-called facultative reinsurance arrangements are, therefore, only permissive and do not obligate the ceding company to cede or the reinsurer to accept.