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RISK PROFILING

IBF SA Risk Profiling Series

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1. The Use of Risk Profiling Questionnaires in SA by Cobus du Plessis
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From The Glossary »

Actual (cash) Value (AV):

The sum of money that the insured property would have realized in cash, at the market price, at the time and place that it was destroyed or damaged by the hazard covered. It is taken to be the actual loss suffered at the time of the loss rather than at the time the policy was issued.
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