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LIFE INSURANCE FOR DRUNKEN DRIVERS

Life Insurance for Drunken Drivers
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From The Glossary »

Average Clause:

A clause in a policy requiring that, where assets are insured for less than their full value, the insured is required to bear a proportion of any loss. The proportion is the amount by which the assets are under insured, expressed as a percentage of its indemnity value, at the time of the loss. In marine insurance it refers to loss.
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