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AdviceAtWork

AdviceAtWork is a specialised consulting and actuarial services business providing organisational transformation and workplace advice through an implemented consulting model. Our specialised services include:   Organisational transformation to employers and employees Employee benefit ...
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Alexander Forbes Group (Pty) Ltd

The primary operations are based in South Africa and the UK. A significant network of subsidiaries and partners ensures we provide an outstanding level of service to our customers internationally. Alexander Forbes customers include small, medium and large organisations, specialist groups and individuals ...
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Aon Consulting SA (Pty) Ltd

Aon Consulting South Africa provides high-quality, innovative, totally integrated consulting solutions to all local industries. With the use of our global network of expertise we provide high-quality, innovative solutions, which are unconstrained by geography. The consulting groups work together in ...
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Ernst & Young Advisory Services Ltd

Ernst & Young is the world’s second largest global audit and business advisory firm providing services in assurance, corporate finance and tax, including audit, valuations, online security, business risk services and e-business acceleration. Ernst & Young South Africa has an autonomous ...
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Hemisphere Brokers

We offer most financial services, addressing most aspects of your life and changing circumstances such as Life Cover, Disability Cover, Income Protection Plans, Investment Plans & Structuring (lump sums & monthly debit orders), Financial Planning, Estate Planning (including Wills, Trusts), Medical ...
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Quantum Wealth (Pty) Ltd

We provide investment solutions backed by a unique investment philosophy and methodology to individual and corporate clients alike. Quantum Wealth (Pty) Ltd was formally established following the merger of two independent financial services companies during the latter part of 2002. True to our philosophy ...
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RBS

RBS Katz Breskal, was founded by a small but ambitious group of entrepreneurs in 1998. RBS KB has since evolved from a start-up insurance brokerage to one of the largest independent financial services companies in the country, with a staff complement of more than 120 people. While the profile ...
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Success Brokers (Pty) Ltd

Success Brokers has been established since 1973 and we are proud of our past achievements in building the company and are fast growing in the market place with our innovative ideas, experienced and productive personnel and dedication to providing outstanding service to our loyal clients. Our successful ...
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From The Glossary »

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Underlying:

The amount of insurance or reinsurance on a risk that attaches before the next-higher excess layer of insurance or reinsurance attaches.
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