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What is the use of credit ratings?

    Jac Laubscher, Group Economist Sanlam       The recent downgrade of South African banks by Moody’s (and the Reserve Bank’s surprisingly sharp response) has once again turned the spotlight on the role of credit rating agencies (CRAs) ...
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FSB Warns on Pension Fund Surplus Enquiry Scam

The FSB warns members of the public to exercise caution when dealing with Ms Alberta Macpherson and her company AM Financial Services CC which primarily conducts business in the Vanderbijlpark area. It has been brought to the attention of the FSB that Ms Macpherson and her company provide a service, ...
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FAIS - Appeal against Debarment not Upheld

Details of appeals against decisions by the FSB’s Enforcement Committee provide very interesting insight into the practical application of legislation affecting most of our subscribers. What makes it even more interesting is that the composition of the Appeal Board is such that it provides a much ...
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Social media: what happens to your account when you die?

By Nerushka Deosaran, Associate Norton Rose Fulbright South Africa Will you instruct your executor to memorialise or close your Facebook account or will you sign up to DeadSocial to post goodbye messages posthumously? The US government has created guidelines for dealing with your digital afterlife ...
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The 7 questions to ask when choosing a financial adviser

By Greg Stockton, Africa Divisional Manager of deVere Group  It’s almost universally recognised that the best way for most people to secure financial freedom is to devise, implement and manage a sound, tailor-made strategy with an independent financial adviser (IFA). But choosing ...
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Actuary:

A person professionally trained in the mathematical and technical aspects of insurance and related fields, particularly in the calculation of premiums, reserves and other values.
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