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How to choose a financial advisor

By Christelle Louw, Advisory Partner, Citadel   In the field of behavioural finance, decisions relating to financial matters and investments are the hardest due to our emotional and sometimes irrational link to money. For this reason, it’s important to find a financial advisor who can ...
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Surplus Apportionment: Taking on the employer

Fight in Tongaat-Hulett about whether it favoured itself over the members of its pension fund       Allan Greenblo, Editorial Director Today’s Trustee       Bruce Moor and Willem Hazewindus, both former trustees of the Tongaat-Hulett ...
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Dynamic hedging: the best of both worlds

The benefit of a liability hedging strategy is that it provides funding level stability while maintaining full exposure to balanced fund returns   By Johan Kriek, Head: Liability Driven Investments Sanlam Investment   Conflicts between pensioners and fund sponsors (employers) Unpredictable, ...
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Sanlam Employee Benefits BENCHMARK Survey May 2016

The right interventions will prevent South Africans from reaching ‘junk status’ in their retirement   Johannesburg: According to research released yesterday, only 35% of pensioners believe they have saved enough for retirement, whilst a staggering 48% experience a shortfall between ...
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Bowman Gilfillan Africa Group continues to grow with the appointment of three new partners in South Africa

Johannesburg: Leading Pan-African law firm, Bowman Gilfillan Africa Group, has welcomed three new partners to its expanding teams in South Africa. Bonnie Steyn has been appointed as a partner in the firm’s Cape Town Dispute Resolution Practice. Warren Hamer joins its Real Estate Practice ...
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Fire Department:

The fire department of an insurance company handles fire and allied perils insurance and house-owners’ and householders’ insurance.
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