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Long-term performance: Are 5 years enough?

By Carl Roothman, chief executive of retail business at Sanlam Investments Cape Town: It used to be safe to tell clients to compare the performance of equity funds over three to five years, but it seems this yardstick needs to be rescaled. For example, comparing value and growth managers over periods ...
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Right of Reply - SNPF Curator states his case

Comments by Tony Mostert* in response to the cover story in the TT edition of Dec ’15-Feb ’16 which argued that the 13-year curatorship of the SA Commercial, Catering & Allied Workers Union national provident fund (SNPF) was long enough. The duration of the curatorship of a badly ...
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FSP loses second appeal against FAIS Ombud ruling

The Ombud made a determination on 30 March 2012, holding the appellants liable for the repayment of the amount invested. An appeal was upheld by the Appeal Board on 26 February 2014. In terms of the order, the matter was remitted to the Ombud for investigation of certain aspects ...
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The elephant in the room

    Antony Barker, Chief Pensions Officer Santander Bank in the UK       Word from Antony Barker, Chief Pensions Officer at Santander Bank in the UK, is that the elephant in the room when it comes to funding for retirement is not so much the obvious ...
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Tough financial times mean that financial plans must be reviewed at least once a year

To date, 2016 has been a year filled with challenges for South Africans who have had to cope with higher inflation, volatile markets and uncertainty. The one bright spot was the national budget which offered savers increased tax relief on a number of personal investment fronts - something that investors ...
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Intermediary:

A person who negotiates contracts of insurance or reinsurance with the insurer or reinsurer on behalf of the insured or reinsured.
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