Budget Speech Commentary 2012Published: Thu, 23 Feb 12 By: Rowan Burger, Head of Investments Strategy from Liberty Retail SA
As expected, there was not a great deal impacting directly on retirement savings, with certain minor exceptions which are discussed below, in this budget speech. However there are a number of cues which give us a sense of the continuation ...
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Reviewing your financial plan for 2012Published: Wed, 22 Feb 12 For many consumers, creating or reviewing a financial plan seems like a daunting prospect and something that may not warrant the effort due to the thought of trawling through hundreds of policies to decide which one is the best financial fit.
This is according to Jason Garner, Financial Planning Coach at acsis, ...
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Mistakes that ruin your retirementPublished: Tue, 21 Feb 12 According to a commonly accepted statistic, around 94% of working South Africans do not save enough for their retirement. A major contributing factor to the chronic lack of savings is a lack of basic education about the need for effective retirement planning.
This is according to Gavin Came, Chairman of the ...
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ENS named Premier South African Multi-disciplined law firmPublished: Mon, 20 Feb 12 ENS, Africa’s largest law firm has become the only firm in Africa to be awarded the highest accolade in the Intercontinental-Finance Magazine’s (ICFM) 2012 Continent Awards.
The ICFM awards are considered to be one of the most prestigious business honours globally, with nominations and research ...
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Sustainability Reporting - Such Good IntentionsPublished: Sun, 19 Feb 12
Allan Greenblo
Editorial Director
Today’s Trustee
They don’t necessarily make for good corporate communications. Integrated reporting mustn’t allow companies to convey the impression of performance, sustainability ...
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Assets that aren’t. The next bubble?Published: Sun, 19 Feb 12
Allan Greenblo
Editorial Director
Today’s Trustee
As one financial crisis follows another, each is met with surprise and shocks to the system. When it comes to carbon emissions, pension funds and other institutional ...
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Time to top up your retirement annuityPublished: Wed, 15 Feb 12 As the 29th of February and the end of the current tax year approaches, you would by now have long since filed your most recent income tax return – and may likely have filed further tax deliberations along with it until the next submission deadline looms. However, now is exactly the time when you should consider ...
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Local fund managers view 2012 in slightly more bullish lightPublished: Wed, 15 Feb 12 Local fund managers are more bullish about the prospects for the South African equity market, driven largely by optimism for financials and resources.
This is one of the general findings of Investment Solutions’ first fund manager survey for 2012. The survey, conducted amongst 15 South African fund managers ...
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How much do I need to retire?Published: Wed, 08 Feb 12 New perspectives on an age-old problem
Although many financial planners suggest that households should plan to retire on 75% of their income at retirement, new research suggests an entirely different approach.
Megan Butler, Research Actuary at Alexander Forbes and lecturer at the University of the ...
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Retirement Planning ResolutionsPublished: Wed, 08 Feb 12 By: Michelle Human, Legal marketing specialist at Liberty
At the end of the tax year, retirement planning is highlighted as many clients are submitting their tax returns and working out ways in which to save on their tax. Retirement planning should hardly be seasonal but rather a lifelong commitment that ...
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A loss Consumers can ill affordPublished: Mon, 06 Feb 12 The FSB regularly provides an update on the number of licences which were suspended or withdrawn and those whose status was reinstated after withdrawal or suspension. The table below provides details of such reports released over the last 13 months.
FSP update on:
Suspended
Suspension ...
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PFA raps fund for deducting “housing” loan from pension interestPublished: Mon, 06 Feb 12 Johannesburg: A pension fund cannot deduct a portion of a housing loan from a non-member spouse in the event of a divorce if in fact the loan was not used for housing.
Also, there is a responsibility on the part of a fund to ensure a loan is used for the purpose for which it is granted.
These are the ...
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Registration has opened for The Insurance Conference 2012Published: Thu, 02 Feb 12 Registration has opened for The Insurance Conference 2012 which will be held at Sun City, from 10 - 13 June 2012 and an early bird discount is available for early bookings until 9 March 2012, so get registered now.
The Annual Insurance Conference provides a forum for all sectors of the insurance industry to ...
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Invest in advice for financial peace of mindPublished: Wed, 01 Feb 12 A solid long-term financial plan drawn up by a trusted adviser is the best investment you can make this year, according to Peter Dempsey, deputy CEO of the Association for Savings and Investment South Africa (ASISA). ...
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Big data holds big challenges for 2012Published: Mon, 30 Jan 12 As 2012 rolls in amid continued economic uncertainty, businesses will have to work smarter to achieve sustainability and growth. One way of succeeding is to extract more value from data through business intelligence (BI) and analytics. This poses a huge challenge to the organisation, particularly in face of the growth ...
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Your RA has more advantages than you thinkPublished: Fri, 27 Jan 12 By Cilma Heyns, Business Development Manager, Glacier by Sanlam
Retirement Annuities (RAs) offer more than just the opportunity to make additional provision for retirement; they also offer the potential for tax and estate duty savings. And the good news is that there is still time before the ...
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