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FAIS: Registrar issues notifications warning

FAIS Circular 20 contains a reminder to FSPs regarding what changes in the FSP need to be conveyed to the Registrar within 15 days. Section 8(10)(a)(ii) of the FAIS Act states: “Where a provider is a corporate or unincorporated body, a trust or a partnership, the provider must, within 15 days ...
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Keeping Customers Satisfied

This has always been an important component of business, even before Simon & Garfunkel turned the phrase into a hit song. A recent article on customer views of short-term insurers, led me to the website of the South African Consumer Satisfaction Index (SAcsi). They deal with a number of important ...
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CIMA and AICPA to form new association

The Chartered Institute of Management Accountants (CIMA) and the American Institute of CPAs (AICPA), are joining forces to create a new association that would represent the breadth of the accounting profession. The new Association aims to become the most influential professional accounting ...
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FAIS License: The importance of full disclosure at application stage

A recent Appeal Board case underlines the importance of full and frank disclosure during the licence application process. In the original determination, the FSP and its two members, Ms S and Ms C were debarred for four years on three grounds. One of these concerned that they “…did not, ...
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AC Proofed Email and Letter Pet Peeves

By Kim Hatchuel Associated Compliance (Pty) Ltd We all know how many emails we get every day (both internal and external). Most of us probably spend about half of our working day reading and replying to email. In an office setting you’re more likely to receive an email from Frieda in Accounts ...
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From The Glossary »

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Lapse Rate:

The rate at which insurance policies terminate through failure of the insured to continue making premium payments. It is usually expressed as a ratio of the number of policies on which insured failed to make premium payments during a given period to the total number of policies at the beginning of the period in which those lapses occurred.
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