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Allianz Risk Barometer 2021: Covid-19 trio tops South Africa and global business risks

10th Allianz survey: Business interruption, Pandemic outbreak and Cyber incidents are the top three business risks for 2021 – all strongly interlinked. Cyber incidents, Business interruption and Pandemic outlook are the top three business risks in South Africa. Pandemic outbreak rockets ...
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Introducing our new eNews App

Insurance Gateway is thrilled to introduce our brand new electronic newspaper. The final product is available as both a mobile and desktop application. Our aim with the app was to develop an electronic newspaper that would dynamically reflect and complement our more extensive Insurance Gateway website ...
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Rule 19 – how it affects advisers and the industry, and are there tools to support advisers in complying?

In September 2019, Rule 19 of the Policyholder Protection Rules underwent critical changes impacting insurers and financial advisors. The changes in relation to the termination of long-term policies brought about the inclusion of the Replace Advice Record (RAR), which applied when policyholders were ...
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1Life recognised as the top direct life insurer for the 10th year running

1Life Insurance has maintained its position as South Africa’s leading direct life insurer, with the largest market share, for the tenth consecutive year, within the long-term insurance industry. “There is no doubt that this year has presented unique challenges and tough economic ...
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Insurance Ombudsman determines non-advice policy is void

An insurer cannot hide behind the contention that a policy sold on a non-advice basis in the lower income market places the onus on the policyholder to be familiar with exclusions, the Ombudsman for Long-term Insurance Judge Ron McLaren said. Ruling recently in a matter concerning such a policy, ...
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From The Glossary »

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Maximum Foreseeable Loss (MFL):

The worst case possible loss if a catastrophe occurs in respect of risks insured under a particular policy. It can also be applied to concentration of risk and would refer to loss from a catastrophe such as an earthquake.
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