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FSB publishes the third draft of the replacement Policyholder Protection Rules

By Ernie van der Vyver, Partner; Johann Spies, Partner; Nicole Britton, Associate Clyde & Co www. clydeco. com  On 15 November 2017, the Financial Services Board published the third draft of the proposed replacement Policyholder Protection Rules made under the Long-term Insurance Act, ...
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Insurer Obligations on accessing Consumer Credit Reports

by Gerrit Viviers In future, insurers will have to submit credit information in order to continue accessing consumer credit reports from credit bureaux. On 3 November 2017, the National Credit Regulator (NCR) published its final guideline for the submission of credit information in terms of regulation ...
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Is your compliance officer doing the right things?

By Associated Compliance (Pty) Ltd Compliance Practice 6377 There is global acceptance that the role of a compliance officer is to ensure that a company is conducting its business in full compliance with all appropriate laws and regulations that pertain to its particular industry. Strangely, the ...
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Long Term Act Regulations: Draft Determination on Equivalence of Reward

Perceived disparities between remuneration for tied agents and independent advisers have been a bone of contention for ages. The Registrar also expressed concerns about the possibility of using remuneration, other than commission, to create “…opportunities for inappropriate regulatory arbitrage ...
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Proposed Amendments to General Code of Conduct

The Registrar published proposed amendments to the General Code of Conduct for Authorised Financial Services Providers and Representatives, 2003 and proposed amendments to the Specific Code of Conduct for Authorised Financial Services Providers and Representatives conducting Short-term Deposits Business, ...
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Listed Property:

Property listed on the official securities exchange that trades as listed shares. The income distribution is paid as interest and taxed as interest.
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