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Insurance and Risk in a Post-Covid Economy

Certain insurance classes will take a hit while others will have time to recover, consumer behaviour will radically change the rules of engagement for insurers and brokers, and accelerate digital transformation   Nothing will be the same in the world post-Covid 19. As our economy slowly ...
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Coronavirus impact on shipping industry: idle vessels face new risks, Allianz warns

Increasing disruption and economic pressures caused by the pandemic also has serious risk management implications for the maritime community and insurers alike. Covid-19 pandemic makes it difficult to relieve crews, resulting in growing seafarer fatigue, which is a main cause of human error on board ...
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WHY MEDICAL AID SHOULD BE IMPORTANT TO MILLENNIALS

Millennials may question the need to have medical cover, as they consider themselves to be fairly healthy, active and may not have existing chronic medical conditions. At some stage of our lives whether young or old there may be a need for unforeseen and sometimes costly medical treatment. ...
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Coronavirus: Fighting the rise in cyber criminals from the home office

With many people working remotely because of the coronavirus outbreak, the number of cyber incidents is increasing as hackers, scammers and spammers look to exploit vulnerabilities in an attempt to steal valuable information. In response, AGCS experts highlight a number of measures that can help employees ...
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Businesses need to restart facilities with care and caution after coronavirus lockdown to reduce risk of damages

Allianz Global Corporate & Specialty recommends site security inspections and dedicated loss prevention measures to ensure a successful and safe reopening after shutdown. Fires, machinery breakdowns and faulty workmanship/maintenance among the most expensive causes of insurance claims. Condition ...
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From The Glossary »

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Policy Year:

The year in which a policy was issued or renewed. The policy year is a special accounting unit, unique to the insurance industry, analogous to a cost accounting unit used in manufacturing industries. This unit is used for development of exact loss costs and loss ratios to relate losses under a selected group of policies to the exposure, and to the policy premiums.
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