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Fast-changing Arctic and North Atlantic conditions bring route risks

Climate change is impacting ice hazards for shipping, freeing up new trade routes in some areas, while increasing the risk of ice in others. More information on the Safety and Shipping Review 2018.   There was another milestone for Arctic shipping in early 2018 when a specially-designed ...
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Damage arising from marijuana operations not covered by policy (US)

  Sandra Sithole, Director Norton Rose Fulbright South Africa Inc.     A US appeals court in August 2018 found that an insurer does not have to indemnify its insured for damage to a warehouse by tenants who converted it into a marijuana growing operation, ...
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How rand depreciation affects your insurance cover

By Bertus Visser, Head of Distribution, PSG Insure   Times are tough in markets across the globe, and South Africa is no exception. To make matters worse, continued pressure on the rand – largely due to factors outside South Africa’s control – is fuelling inflation fears ...
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Hardening aviation insurance premiums can benefit the industry

Premiums are hardening in the aviation insurance industry as capacity, both locally and abroad, is contracting. Although this is not great on the pocket at first, it will ultimately benefit clients says Reon Wiese, an aviation insurance specialist at PSG Aviation, part of JSE-listed PSG Konsult. Over ...
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SAIA Consumer Education initiative recognised as ‘best practice’

Johannesburg: In its latest infographic on “The importance of financial education in promoting financial inclusion”, the Belgium based Global Federation of Insurance Associations (GFIA) commended the South African Insurance Association (SAIA)’s long-standing consumer education programme, ...
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Replacement Value Insurance:

Insurance that is issued to cover the full replacement cost of property damaged or destroyed. Unlike indemnity value , it does not take into account the effects of depreciation.
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