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When does a claim under a liability policy prescribe?

A claim for indemnification under a liability insurance contract only arises when liability to a third party for a certain amount has been established. For purposes of prescription, the debt becomes due when the insured is under legal liability to pay a fixed and determined sum of money. Until then ...
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SAIA Encourages Property and Household Contents Owners to Take Precautions During Load Shedding

The South African Insurance Association (SAIA) urges all property and household contents owners to exercise all precautions in an effort to mitigate the risks associated with load shedding and power cuts. The recent load shedding cycles across South Africa has had a negative impact on many household ...
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Guard against under-insurance

If you are under-insured, you may only be paid out partially for a loss   Having a solid understanding of the implications of underinsurance is crucial at a time when many South Africans are financially strained and looking for ways to save on household costs. While there is always ...
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Prep like a pro - top risk and insurance tips for the holidays

As the excitement of heading off for some much needed R&R sets in, take some time out from the shopping, travel arrangements and last minute work wrap-ups to secure your home, assets and loved ones before you head off for the holidays.   Criminals never take a break, usually targeting ...
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Road Safety – Drinking and Driving Remains a Major Concern for Road Safety Efforts

Road safety has become a global issue that ranks as one of the most pressing matters facing society today. The United Nations’ Global Road Safety Strategy, which was released early 2019, estimated that globally, nearly 1. 3 million lives are lost annually as a result of road traffic collisions, ...
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Healthcare » Failure to warn of risks of surgery does not give rise to automatic claim for damages Genesis Medical Scheme announces the lowest contribution increase for 2020 A high road scenario for diabetes reversal Top tips if you’re considering a medical scheme or benefit change 2019 – Customer Satisfaction Index for Medical Schemes Shows Underwhelming Performances

Investment » Five simple insights can make you a better investor in 2020 Early intervention key for organisations heading towards financial distress South Africa’s consumers are ‘Tapping and Scanning’ to pay, says FNB How to manage money as a family Tomorrow’s retirement industry will be radically different – So what should pension funds be thinking about now?

Life » Why looking for a catalyst is not always helpful Liberty announces two-in-one income protection BrightRock launches market-first advancements to its temporary disability cover It’s meant 2B: Make a date with your estate planner before it’s too late Short-term insurance savvy goes the distance

Retirement » Financially independent parents on the wish list this festive season Where technology meets real people – the trustees’ dilemma Longevity in estate planning Gender matters: For Women, healthcare and retirement planning challenges are often greater and more complex Introducing Our New Website!

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