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When does a claim under a liability policy prescribe?

A claim for indemnification under a liability insurance contract only arises when liability to a third party for a certain amount has been established. For purposes of prescription, the debt becomes due when the insured is under legal liability to pay a fixed and determined sum of money. Until then ...
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SAIA Encourages Property and Household Contents Owners to Take Precautions During Load Shedding

The South African Insurance Association (SAIA) urges all property and household contents owners to exercise all precautions in an effort to mitigate the risks associated with load shedding and power cuts. The recent load shedding cycles across South Africa has had a negative impact on many household ...
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Guard against under-insurance

If you are under-insured, you may only be paid out partially for a loss   Having a solid understanding of the implications of underinsurance is crucial at a time when many South Africans are financially strained and looking for ways to save on household costs. While there is always ...
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Prep like a pro - top risk and insurance tips for the holidays

As the excitement of heading off for some much needed R&R sets in, take some time out from the shopping, travel arrangements and last minute work wrap-ups to secure your home, assets and loved ones before you head off for the holidays.   Criminals never take a break, usually targeting ...
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Road Safety – Drinking and Driving Remains a Major Concern for Road Safety Efforts

Road safety has become a global issue that ranks as one of the most pressing matters facing society today. The United Nations’ Global Road Safety Strategy, which was released early 2019, estimated that globally, nearly 1. 3 million lives are lost annually as a result of road traffic collisions, ...
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Domestic Bonds:

Bonds issued and traded within the internal market of a country and denominated in the currency of that country.
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