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What is the difference between Black Friday and Cyber Monday?

Cyber Monday originated in the US and is a marketing term used for the Monday after Thanksgiving. It was created by retailers to encourage people to shop online. The term was coined by Ellen Davis of the National Retail Federation and Scott Silverman, and has ...
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Interview with Bright Rock CEO, Schalk Malan about their ground-breaking temporary disability cover

In October 2019 Needs-matched life insurance provider, BrightRock, announced enhancements to their temporary expenses cover. Read More More recently Insurancegateway® Interviewed Schalk Malan to not only learn more about their product enhancements but also to talk about Bright Rock’s ...
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A high road scenario for diabetes reversal

There is a growing body of research that suggests that one of the world’s most devastating illnesses, diabetes, can be reversed. Medical and nutrition experts Prof Tim Noakes and Dr Neville Wellington and actuary Sarah Bennett told attendees at the recent 2019 Actuarial Society of South Africa ...
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Why looking for a catalyst is not always helpful

Anet Ahern, CEO, PSG Asset Management   As any parent of young children will attest, the need to know “why” and “when” is a natural human tendency. It is also the mainstay of daily market commentary and investment articles. Human beings believe that if we know why ...
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Liberty announces two-in-one income protection

A move towards celebrating the side hustle and gig economy More South Africans are working two jobs in order to earn multiple incomes. In July 2019, Henley Business School of South Africa (HBSA) released a study titled, "What is the future of work in South Africa? Examining the Side Hustle Economy ...
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From The Glossary »

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Policy Loan:

A loan made by a life office to a policyholder on the security of the surrender value of his or her policy. In cases where a policyowner forgets, or neglects, to pay one or more premiums on a life policy which has a surrender value, the company will, depending on the policy terms, ‘advance’ the unpaid premium and create a non-forfeiture loan.
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