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FOR YOUR EYES ONLY-POPIA ESSENTIALS

The Protection of Personal Information Act (POPIA) has been in the making for a while, with certain aspects already introduced. It is finally set to come into full effect after President Cyril Ramaphosa said, in June, that the effective date for compliance is 1 July 2021, and most organisations will ...
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SA retirees don’t want to gamble on their retirement savings

New research shows a 25% jump in the number of retirees less willing to take risks with their money for saving or investment Percentage of respondents who now set goals and are planning for their financial future up by 10% from 2019 Only two fifths are confident that their retirement savings ...
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The importance of having a Will

Drawing up a Will can be a very sensitive and uncomfortable subject but as death is inevitable, it is always better to be prepared. As a legal document expressing your last wishes, a Will may well be the most important document that you will ever sign. And while it is recommended that you use the services ...
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Increasing need for cross-border estate planning as more SA investors look offshore

What advisers should consider with offshore structures and complicated cross-border estate planning   27 October 2020: Market volatility, a weakening rand, and a steep Gross Domestic Product (GDP) decline of 51% in the second quarter of 2020 are just some of the reasons why South Africans ...
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Wealthy families support the fight against COVID-19

New research from international family office Stonehage Fleming has revealed that the COVID-19 pandemic is leading to a significant shift in the key priorities of many wealthy families. This finding and others is contained in Stonehage Fleming’s report, ‘Four Pillars of Capital: a time for ...
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Layer:

A division or level of an excess of loss reinsurance programmed. Each layer of the programmed operates consecutively and each may be underwritten by a different reinsurer.
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