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Medical Scheme Information Tool (MSIT)

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MSIT is a one-stop, consumer-friendly source of information about most open medical schemes available to the public.  


PHANGO chairperson, Dr Vicki Pinkney-Atkinson, says the tool was developed to empower consumers. It will help them to make informed decisions when choosing a scheme that fits their healthcare needs and their pockets. We hope that it will clear up some of the confusion about the extent of healthcare cover that the various medical scheme plans and options offer.


You can use any of the following four ways to view formation:


  • Get summaries of scheme information.
  • Look at two schemes side by side.
  • Look at their scheme in context of others.
  • Get schemes that fit their criteria.  

“The most important feature of the tool is that consumers can look at specific aspects that may be important to them, such as cover for chronic conditions and hospitalization. In making a medical scheme choice and selecting cover, the tool lets them see what they might have to give up for the sake of a lower premium. The MSIT does not offer advice on the funding of health care. Consumers are reminded on the site to seek professional health and financial advice when making final decisions on these matters” said Dr Pinkney-Atkinson.


The website offers links to information about registered brokers and to the website of the Council for Medical Schemes. Other useful features include a glossary that explains words and phrases used in the medical schemes industry, as well as a section on Frequently Asked Questions that clarifies a variety of medical scheme related issues.


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From The Glossary »


Variable Annuity Contract:

An annuity in which the amount of payments to be made are specified in units rather than in monetary amounts. When payment is due the amount is determined based on the value of investments in the annuity fund.
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