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FINANCIAL RELIEF FOR MEDICAL SCHEME MEMBERS

Published: Fri, 29 May 20

Medical aid members who are looking for payment relief could have a possible solution to hand – but terms and conditions apply, says Susan Weedman, Alexander Forbes Health Senior Consulting Manager   The financial relief will depend on if the scheme has been granted contribution relief approval by ...
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WHY MEDICAL AID SHOULD BE IMPORTANT TO MILLENNIALS

Published: Tue, 12 May 20

Millennials may question the need to have medical cover, as they consider themselves to be fairly healthy, active and may not have existing chronic medical conditions. At some stage of our lives whether young or old there may be a need for unforeseen and sometimes costly medical treatment. Not having adequate ...
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Covid-19: TERS - 5 important updates

Published: Mon, 04 May 20

by Joon Chong, Dhevarsha Ramjettan, Johan Olivier, Shane Johnson, Bianca Viljoen, Zipho Tile   Since the launch of TERS, there has been (almost) daily changes introduced by the Unemployment Insurance Fund. Following those amendments, the Minister of Employment & Labour ...
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1Life Insurance offers free tuition for school children through Boston City Campus Connect and Ivy Digital

Published: Tue, 28 Apr 20

1Life Insurance has reaffirmed the company’s long-standing commitment to educating South Africans by launching a new partnership with Boston City Campus Connect and Ivy Digital, that will provide children of 1Life newsletter subscribers with free tuition from Grades 8 – 12. “In 2013 we ...
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The non-legal guide to surviving the Coronavirus

Published: Fri, 24 Apr 20

Soon after the WHO declared COVID-19 a pandemic, and the declaration of the National Disaster, there was an outbreak of legal and other publications, some more helpful than others, dealing with COVID-19, the law, the end of the world, and surviving the Coronavirus. You could seek guidance from a letter supposedly ...
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The Pandemic, Physical Damage, Business Interruption Losses and Reinsurance

Published: Tue, 07 Apr 20

The Pandemic, Physical Damage, Business Interruption Losses and Reinsurance How is your 2000 piece jigsaw puzzle progressing?   Coronavirus and physical damage You may have seen reference to the recent Ontario Superior Court of Justice decision in MDS Inc v Factory Mutual Insurance Company ...
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COVID-19: MAKE SURE YOUR MEDICAL AID, SAVINGS AND RISK BENEFITS ARE COVERED

Published: Thu, 02 Apr 20

By Rita Cool, certified financial planner at Alexander Forbes and NT Snyman, senior consultant at Alexander Forbes Health   The COVID-19 pandemic has placed additional financial pressure on South Africans. If you are being retrenched or having your hours cut, you might be pondering your options on pausing ...
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POSTPONEMENT NOTICE: SAIA BREAKFAST SESSION 2020

Published: Mon, 16 Mar 20

Following the national disaster declaration made by the President of South Africa, Mr Cyril Ramaphosa, on 15 March 2020 around the spread of the coronavirus, the South African Insurance Association (SAIA) has decided to postpone the SAIA Breakfast Session which was to be held on 19 March to a later date in May 2020 ...
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Allianz: 5 sustainability trends to watch for companies

Published: Thu, 12 Mar 20

Companies can potentially face reputational damage or legal liabilities if they fail to appropriately manage environmental, social and governance (ESG) issues. Allianz Global Corporate & Specialty’s ESG team identified key trends to watch: climate change, water management, preserving biodiversity degradation ...
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CORONAVIRUS Q&A: KNOW YOUR EMPLOYMENT RIGHTS

Published: Wed, 11 Mar 20

Aadil Patel, National Head of the Employment practice and Anli Bezuidenhout, Senior Associate in the Employment practice at Cliffe Dekker Hofmeyr   The COVID – 19 (or "Coronavirus") is spreading. In this alert, we answer some of the most pressing questions that have been asked over ...
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BUDGET 2020: THE RIGHT INTENT, BUT THE CHALLENGE REMAINS DAUNTING

Published: Thu, 27 Feb 20

BY ARTHUR KAMP, CHIEF ECONOMIST AT SANLAM INVESTMENTS Budget 2020 is the best we could have hoped for in difficult circumstances. In essence, it aims to constrain consumption spending relative to capital expenditure, while recognising that persistent tax increases are counter-productive and constrain growth. Budget ...
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South Africa’s National Budget Speech 2020: A fiscal surprise

Published: Wed, 26 Feb 20

South Africa’s Minister of Finance, Mr Tito Mboweni delivered a surprising budget for 2020/21 before Parliament today by opting not to increase tax rates, highlighting the fact that in the current economic environment, substantial increases are likely to be ineffective. The focus of the budget over the last ...
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Coronavirus and its effects on international trade and insurance

Published: Thu, 13 Feb 20

The deadly novel coronavirus outbreak (2019-CoV) has resulted in passenger and cargo ships being quarantined around the world, partial and complete travel bans to parts of China and shipping and airlines being unable or unwilling to deliver cargo to the contractual destination. Malcolm Hartwell, head of ...
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Negligent failure to perform caesarean section in time (UK)

Published: Thu, 06 Feb 20

The claimant, suing the UK National Health Service, had a medical history of having undergone two caesarean sections and a tear to her womb. Her fourth pregnancy was therefore regarded as “high risk” and her treatment plan provided for an elective caesarean section. She brought a claim against the hospital ...
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Euthanasia 44 years later: a case of deja vu

Published: Thu, 30 Jan 20

The debate around euthanasia and its legal implications has stirred again due to the recent case of Professor Sean Davison, charged with three counts of murder in circumstances where the deceased’s had asked him for assistance in their deaths. Understandably, faced with a very long prison sentence if convicted ...
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The man who couldn't die...

Published: Thu, 30 Jan 20

Professor Pieter Carstens   Insurance Gateway attended Norton Rose Fulbright’s Health Law Practice and Professor Pieter Carstens presentation on Wednesday, 29 January 2020. Where Professor Carstens shared his journey from being diagnosed with aggressive squamous cell carcinoma of the skull, his search ...
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Cyber attackers’ home in on South African businesses

Published: Mon, 27 Jan 20

Ransomware industry flourishes in SA while business are largely unprepared for the business interruption and financial fallout of a breach   In a recent Carte Blanche episode, the investigative news programme revealed that South Africa had faced a number of major cyberattacks during 2019 – one of ...
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SELECTING THE WRONG DIRECTORS FOR THE SOE AND SOC BOARDS HAS BEEN DISASTROUS

Published: Fri, 24 Jan 20

By Terrance M. Booysen and peer reviewed by Jene’ Palmer CA(SA) (CGF Lead Independent Consultant)    As most South Africans eagerly awaited some reprieve from a year of constant and negative bombardment, be this over matters such as a massively contracted economy, rising unemployment, state capture, ...
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Failure to warn of risks of surgery does not give rise to automatic claim for damages

Published: Wed, 15 Jan 20

A UK court of appeal dismissed a claim for damages which arose as a result of a surgeon's failure to warn a patient of the risks associated with undergoing a procedure to repair an abdominal hernia on the basis that the claimant would, nevertheless, have chosen to undergo the procedure. The claimant was successful ...
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Protecting your Identity this Holiday Season

Published: Wed, 04 Dec 19

The South African Insurance Association (SAIA) encourages consumers to consider taking extra care in protecting their identity this festive season. Criminal activity tends to increase considerably over the holiday season. It is also often a time for criminals to take advantage of consumers through several cybercriminal ...
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From The Glossary »

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Negligence:

The basis for liability insurance; it may be contributory, imputed or comparative. It is the failure to act with the legally required degree of care for others. Also known as neglect.
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