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From The Glossary »

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Recent Developments and Prospects:

The major issue now facing life offices is the question of AIDS. While the impact is difficult to predict, all life offices currently require HIV tests for cover in excess of R200 000 or automatically include an AIDS exclusion clause. For some life offices the HIV testing limit has already been reduced to R50 000. Some life offices have aimed at countering the effect of AIDS by introducing policies requiring HIV testing every five years up to a certain ...
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