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Poll Results

Disruptors will re-architect what insurance looks like in 2016
Agree 4
Dis-agree 2

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From The Glossary »

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Participating (or with-profit) Insurance:

There are three classes of with-profit policies: (i) The so-called conventional contract that, like the non-profit contract, provides a guaranteed benefit (the sum insured) and then offers the benefit of this guaranteed sum insured being increased by participation in the surplus created by the insurer. This surplus is distributed by way of regularly declared "reversionary bonuses" that are added to the sum insured and paid in full when there is a ...
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