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Looking to reduce PI exposure and develop premium growth at the same time?

Published: Thu, 01 Aug 19

Commercial Risk surveys; Critical for growth in current market conditions. Looking to reduce PI exposure and develop premium growth at the same time? PI exposure mitigation with premium growth all under the same roof   AMS, the largest independent commercial risk surveying company in SA, with over 21 ...
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Millennials and the coming war for talent

Published: Wed, 31 Jul 19

At the stroke of midnight 2018, the last-born millennial turned 18. As more and more of this coming generation complete formal education and take up jobs, they are dramatically changing the nature of the modern workforce. By as early as 2025, as much as 75% of the global workforce could be millennials and they will ...
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Introducing Our New Website!

Published: Mon, 29 Jul 19

The Insurance Gateway® team is excited to share our new website with you. Given our strategic objectives for 2019 and the fact that our last website redesign was over five years ago, we decided on a much anticipated mid-year launch. za was founded in 2005 by the late Michael Stoker as an insurance and financial ...
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Insurers evolving with the digital world

Published: Mon, 29 Jul 19

The digital revolution promises to change the face of insurance as we know it and as digital disruption creates a new world of opportunities, insurers are ready and awaiting. We are in the Information Age, the synergy between technology and our everyday lives has become so entangled that we must accept we can no longer ...
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Natmed releases the Second Edition of its Medical Defence Review

Published: Mon, 22 Jul 19

Natmed is proud to announce the release of the Second Edition of Natmed’s Medical Defence Review. This unique publication contains a review of case law and other developments in the medical malpractice industry and is an essential tool in keeping healthcare practitioners and healthcare facility operators ...
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The consequences of missing your CPDs

Published: Mon, 22 Jul 19

The extended deadline (to 31 July 2019) to earn required Continuous Professional Development (CPD) hours is around the corner. For those in financial services who are behind in earning theirs, it is best to act fast. The previous deadline of 31 May arrived sooner than anticipated, revealing how many in the industry ...
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Renewable energy market trends

Published: Fri, 19 Jul 19

Renewable energy, which includes technologies such as solar photovoltaic (PV), wind and geothermal power, is still an emerging industry. In 2017, almost 20% of global energy consumption was renewable; this is expected to increase to 25% by 2035 and 34% by 2050. Government subsidies, which have fed the boom, ...
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Minors, blood tranfusions and the court

Published: Wed, 17 Jul 19

The media recently reported on the case of Durban boy whose life was saved after his paediatrician went to court, on an urgent basis, to approve life-saving blood transfusions for him. The boy suffers from sickle cell anemia. The court made an interim order allowing the boy to receive blood transfusions, when necessary ...
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Wrongful birth, Wrongful life and Wrongful pregnancy: What’s the difference and who can sue who: Part 1

Published: Wed, 17 Jul 19

By Bronwyn Mc Arthur and Dominique Spies (see their bios below). Obstetrics claims, which have been as high as R55 million on the court papers lodged, are often misunderstood and sometimes feared when they ought not to be. It is useful to understand where medical malpractice claims in obstetrics can arise from and ...
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Understanding non-disclosure

Published: Wed, 17 Jul 19

It is sometimes, incorrectly, thought that mere non-disclosure by an insured of any fact/s entitles the insurer to avoid the insurance policy. This is not so. The non-disclosure, or if it is a positive false disclosure, the misrepresentation, must be wrongful. It is not sufficient that it is simply false or misleads ...
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The Imminent Reality of Cyberattacks for Business

Published: Tue, 16 Jul 19

No longer an if, but when a business will experience a cyber attack Participants in Aon's 2019 Global Risk Management Survey ranked cyberattacks and data breaches as #6 in the top 10 risks facing organisations today. The risk entered the Top 10 list for the first time (at #9) in 2015 and is projected to go ...
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NEW APPOINTMENT: CGF’s GOVERNANCE SERVICES STRENGTHENED WITH APPOINTMENT OF TRAVERS CAPE (CA(SA), MBA)

Published: Tue, 16 Jul 19

CGF is delighted to welcome Travers Cape as a Lead Independent Consultant to our company. Travers has acquired a wealth of experience in senior financial management positions and fulfilled various strategic roles within multinational and local businesses.   Being adept at analysing facts, figures ...
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Risk management for the healthcare industry: the importance of checklists

Published: Tue, 16 Jul 19

Surgery is becoming ever more sophisticated and complex, and the rise of the super-specialist surgeon complements a modern world in which what we know about the human body is constantly evolving and improving, says Aneesa Bodiat, head of Legal at Natmed Medical Defence. But the success of surgery is never guaranteed, ...
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Solving the retirement savings challenge

Published: Mon, 15 Jul 19

Lessons from around the world   Around the world, workers are being compelled to take more responsibility for their retirement savings as many employers move from traditional Defined Benefit (DB) plans to Defined Contribution (DC) plans. According to London-based Kevin Wesbroom, senior partner, ...
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The NHI, funding healthcare and medico-legal claims

Published: Thu, 11 Jul 19

With the publication of the National Health Insurance Bill, proposed amendments to the Medical Schemes Act, and the anticipation of amendments to another 12 or so pieces of legislation needed to implement National Health Insurance, a review of the funding of medico-legal claims would also be useful. National ...
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Financial services compliance: Are you on track?

Published: Mon, 08 Jul 19

Richard Rattue, Managing Director, Compli-Serve SA   The middle of another year has firmly arrived and it’s a good opportunity to do a mid-year compliance check-up, to avoid any mishaps before they happen. The FSCA’s current overhaul of regulation for financial services reminds us ...
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Managing the medical malpractice litigation crush

Published: Mon, 08 Jul 19

Readers will have read of the enormous pressure placed on both the public and private healthcare sectors by an ever-increasing number of medical malpractice claims and quantum of awards or settlements of those claims. The contingent liability of the Provincial Health Departments for medical malpractice claims is astounding, ...
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Allianz Global Corporate & Specialty appoints new Global Head of Human Resources

Published: Wed, 03 Jul 19

        Dr Melanie Gillig, currently Regional Head of Human Resources for Central and Eastern Europe will be appointed AGCS Global Head of Human Resources as of January 1, 2020. Current Global Head of Human Resources, Dot Cownie, will retire from AGCS effective December ...
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The FPI announces the shortlist for the Financial Planner of the Year award

Published: Tue, 02 Jul 19

Hardi Swart, Craig Turton and Johan Swart would all be worthy recipients of the accolade – but only one can prevail when the winner is announced on 17 July. The Financial Planner of the Year award is the highest accolade bestowed on financial planners in South Africa, and it represents the very pinnacle of the ...
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FSCA appoint the new Divisional Executive for Conduct of Business Supervision

Published: Fri, 28 Jun 19

FSCA commissioner, Mr Abel Sithole has appointed Ms. Kedibone Dikokwe as the Divisional Executive: Conduct of Business Supervision, effective from 1 July 2019. This is the division that supervises the way financial institutions interact with their customers. Dikokwe will oversee the implementation of the FSCA's ...
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From The Glossary »

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Arbitration Clause:

A clause in an insurance contract which is designed to resolve differences between an insurer and the insured without litigation. It usually provides for the appointment of two arbitrators (each party having the privilege of appointing one), who in turn appoint an umpire (usually agreed upon before arbitration proceedings begin). The wording of the clause may vary, but its general purpose is to enable difficulties to be settled equitably rather than ...
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