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Allianz Global Risk Dialogue

Published: Mon, 30 Sep 19

The rise of the cobots   Collaborative robots – or “cobots” – are a key manufacturing technology for tasks requiring human and machine cooperation and have been identified by the AGCS Trend Compass as a trend that will gain significant traction in a number of industries over the ...
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South African Employer Medical Benefit Costs to Increase 10 Percent in 2020, Aon Survey Forecasts

Published: Fri, 27 Sep 19

Employer-provided medical benefit costs in South Africa are forecasted to rise 10 percent in 2020, outpacing the annual general inflation rate by 4. 6 percent, according to the 2020 Global Medical Trend Rates Report released by Aon plc (NYSE: AON). “The Medical Trend rate in South Africa for 2020 is ...
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Work your data to make it work for you

Published: Wed, 18 Sep 19

The financial services industry generates huge volumes of data and storing it safely and correctly has always been an essential element of business. Data, however, is typically stored in old mainframe systems, which while robust and capable, become problematic when new age analysis is required, as it can be difficult ...
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Coface South Africa Champions at the 2019 Gender Mainstreaming Awards

Published: Mon, 09 Sep 19

Coface South Africa, the international credit insurer, was the overall Gender Mainstreaming Champion at the 2019 Awards. Winning four different awards: The award for a Non-JSE listed company in the category Women Empowerment in the Workplace. The Women on Boards Award and Women on Executive Committees in Multinationals ...
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Tial Turning Twenty

Published: Mon, 09 Sep 19

As Tial celebrates 20 years, it is time to reflect on what has been an incredible journey that has led to us being the successful entity we are today. It is incumbent on us to say a very big thank you to all of our business partners who have travelled and shared the journey with us and shaped our destiny as an innovative ...
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IoT and Big Data, the tech that’s disrupting Africa

Published: Sun, 01 Sep 19

Disruption is now known as the means of changing the way business is being conducted due to the advancement of technology and ability to use innovative new business models. In a digital and connected era where every industry is being disrupted by a wave of innovative technologies, it’s no surprise that the insurance ...
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Looking to reduce PI exposure and develop premium growth at the same time?

Published: Thu, 01 Aug 19

Commercial Risk surveys; Critical for growth in current market conditions. Looking to reduce PI exposure and develop premium growth at the same time? PI exposure mitigation with premium growth all under the same roof   AMS, the largest independent commercial risk surveying company in SA, with over 21 ...
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Millennials and the coming war for talent

Published: Wed, 31 Jul 19

At the stroke of midnight 2018, the last-born millennial turned 18. As more and more of this coming generation complete formal education and take up jobs, they are dramatically changing the nature of the modern workforce. By as early as 2025, as much as 75% of the global workforce could be millennials and they will ...
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Introducing Our New Website!

Published: Mon, 29 Jul 19

The Insurance Gateway® team is excited to share our new website with you. Given our strategic objectives for 2019 and the fact that our last website redesign was over five years ago, we decided on a much anticipated mid-year launch. za was founded in 2005 by the late Michael Stoker as an insurance and financial ...
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Insurers evolving with the digital world

Published: Mon, 29 Jul 19

The digital revolution promises to change the face of insurance as we know it and as digital disruption creates a new world of opportunities, insurers are ready and awaiting. We are in the Information Age, the synergy between technology and our everyday lives has become so entangled that we must accept we can no longer ...
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Natmed releases the Second Edition of its Medical Defence Review

Published: Mon, 22 Jul 19

Natmed is proud to announce the release of the Second Edition of Natmed’s Medical Defence Review. This unique publication contains a review of case law and other developments in the medical malpractice industry and is an essential tool in keeping healthcare practitioners and healthcare facility operators ...
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The consequences of missing your CPDs

Published: Mon, 22 Jul 19

The extended deadline (to 31 July 2019) to earn required Continuous Professional Development (CPD) hours is around the corner. For those in financial services who are behind in earning theirs, it is best to act fast. The previous deadline of 31 May arrived sooner than anticipated, revealing how many in the industry ...
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Renewable energy market trends

Published: Fri, 19 Jul 19

Renewable energy, which includes technologies such as solar photovoltaic (PV), wind and geothermal power, is still an emerging industry. In 2017, almost 20% of global energy consumption was renewable; this is expected to increase to 25% by 2035 and 34% by 2050. Government subsidies, which have fed the boom, ...
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Minors, blood tranfusions and the court

Published: Wed, 17 Jul 19

The media recently reported on the case of Durban boy whose life was saved after his paediatrician went to court, on an urgent basis, to approve life-saving blood transfusions for him. The boy suffers from sickle cell anemia. The court made an interim order allowing the boy to receive blood transfusions, when necessary ...
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Wrongful birth, Wrongful life and Wrongful pregnancy: What’s the difference and who can sue who: Part 1

Published: Wed, 17 Jul 19

By Bronwyn Mc Arthur and Dominique Spies (see their bios below). Obstetrics claims, which have been as high as R55 million on the court papers lodged, are often misunderstood and sometimes feared when they ought not to be. It is useful to understand where medical malpractice claims in obstetrics can arise from and ...
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Understanding non-disclosure

Published: Wed, 17 Jul 19

It is sometimes, incorrectly, thought that mere non-disclosure by an insured of any fact/s entitles the insurer to avoid the insurance policy. This is not so. The non-disclosure, or if it is a positive false disclosure, the misrepresentation, must be wrongful. It is not sufficient that it is simply false or misleads ...
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The Imminent Reality of Cyberattacks for Business

Published: Tue, 16 Jul 19

No longer an if, but when a business will experience a cyber attack Participants in Aon's 2019 Global Risk Management Survey ranked cyberattacks and data breaches as #6 in the top 10 risks facing organisations today. The risk entered the Top 10 list for the first time (at #9) in 2015 and is projected to go ...
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NEW APPOINTMENT: CGF’s GOVERNANCE SERVICES STRENGTHENED WITH APPOINTMENT OF TRAVERS CAPE (CA(SA), MBA)

Published: Tue, 16 Jul 19

CGF is delighted to welcome Travers Cape as a Lead Independent Consultant to our company. Travers has acquired a wealth of experience in senior financial management positions and fulfilled various strategic roles within multinational and local businesses.   Being adept at analysing facts, figures ...
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Risk management for the healthcare industry: the importance of checklists

Published: Tue, 16 Jul 19

Surgery is becoming ever more sophisticated and complex, and the rise of the super-specialist surgeon complements a modern world in which what we know about the human body is constantly evolving and improving, says Aneesa Bodiat, head of Legal at Natmed Medical Defence. But the success of surgery is never guaranteed, ...
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Solving the retirement savings challenge

Published: Mon, 15 Jul 19

Lessons from around the world   Around the world, workers are being compelled to take more responsibility for their retirement savings as many employers move from traditional Defined Benefit (DB) plans to Defined Contribution (DC) plans. According to London-based Kevin Wesbroom, senior partner, ...
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Proposal:

A request for insurance submitted to the insurer by or on behalf of the insured. The proposal usually includes sufficient facts for the insurer to determine whether or not it wishes to accept the risk.
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