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Arbitration »			Artificial Intelligence »
ASISA Collective Investment Schemes (Unit Trusts) new Fund Classification Standard »			ASISA Financial Planner Forums »
Asset Management »			Banking and Finance »
Banking Regulation »			Black Economic Empowerment (BEE) »
Budget 2007 »			Collective Investment Schemes (e.g. Unit Trusts) »
Companies Act 71 of 2008 »			Competition Issues »
Conflict of Interest »			Credit Insurance »
Duty of Good Faith and Disclosure »			Economic and Investment Updates »
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Ethics in Business »			Exchange Traded Funds (ETFs) »
Financial Literacy »			Fraud »
Global Economic Outlook »			Hedge Funds »
Industry Structure »			Insurance Industry Analysis »
Investing in Africa »			Investment - Starting Out »
Investment Diversification »			Mergers and Acquisitions Insurance »
New Financial Sector Framework - March 2011 »			Professionalism »
Property Investment »			Protection of Personal Information »
Regulatory Reform »			Risk Profiling »
Treating Customers Fairly »

The surrender value of a policy is the value that the assurer is prepared to pay out to the policyholder on early termination of the policy contract. Penalties are associated with early termination of the contract, which are designed to encourage the policyholder to honour the terms of the contract until maturity, reduce the amount paid out on early surrender to below the actual intrinsic fund value of the policy. In addition termination of the contract ...

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