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From The Glossary »

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Risk:

The hazard exposure, or chance of loss. The term ‘risk’ is used also in a general way to designate the subject matter of an insurance policy. It may also be used as a generic term for the insured. The risk that is transferredfrom the insured to the insurer under an insurance policy can consist of: _ underwriting risk – the uncertainty as to whether or not the loss event will occur and/or the ultimate amount of any claim payment in respect of ...
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