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FSP No.: 2717
Tel: 086 010 1119
Fax: 086 110 5820
301 Beacon Rock
21 Lighthouse Street
Umhlanga Rocks
Postnet Suite 91
Private Bag X01
Umhlanga Rocks

At FMI, we believe an income stream is the cornerstone of financial security and that an individual’s ability to earn their income is the single most important thing to insure. We provide sustainable income protection cover that is tailored to the needs of the people we serve, without unnecessary jargon or red tape. Our passion is to ensure that, no matter what our clients face, their income is not at risk.


Established in 1995, FMI was the first to provide income protection to non-graduate professionals. We understand that income protection is a unique insurance product that requires a unique approach. Our years of experience and focus allow us to develop our product and service to address the real risks around disability.


While we do offer income protection for salaried individuals, the small business owner is our hero. We understand that self-employed individuals experience work very differently to salaried employees and are pivotal to the success of their businesses, from generating income to employing others. Our products are structured to suit their needs, including the way in which we define income, assess risks, and pay claims.


We also understand that these needs change over time and have tailored our products accordingly.


We support small businesses because we understand the important role they play in our economy and we are committed to helping them survive and prosper.


We believe in long-term relationships and put our clients first in everything that we do. That’s why we work through independent financial advisers who have their clients’ best interests at heart.


An underwriting management agency of Lombard Life, a subsidiary of the Lombard Insurance Group, FMI operates under the life insurance licence of Lombard Life and is an authorised Financial Services Provider.


Visit our website to learn how FMI can help you protect your lifestyle.

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