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INDUSTRY STRUCTURE

IG Insurance Industry Structure

Overview of IG and the insurance industry structure in South Africa.

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From The Glossary »

Premium Loading:

An additional premium over and above the standard life insurance premium for the sum insured to allow for additional inherent risk regarding the life to be insured. Premiums are loaded for hazardous occupations, for physical impairments, for imperfect health and for abnormal risks. See extra premium.

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