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Can I get the Municipality to Pay for Damage caused by Potholes?

Published: Thu, 09 Jun 22

There are not many hazards on the road loathed as much as that of the dreaded pothole. Whether the pothole is small enough to swerve out the way of or big enough to simply shred your tyre no matter what decision you make, undoubtedly potholes are a constant point of contention within all communities in South Africa ...
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"Intentional" investing highlighted at recent AVCA conference

Published: Thu, 12 May 22

The AVCA conference in Senegal highlighted a number of themes, such as the effects of Covid, intentional investing and inclusivity   It was a wonderful experience connecting in person with members of Africa's private equity (PE) industry again at the African Venture Capital Association (AVCA) conference ...
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Unclaimed retirement benefits in the mining industry

Published: Fri, 06 May 22

Union Funds in the mining industry are holding particularly large sums in unclaimed benefits, for several reasons, including poor record-keeping A substantial amount of unclaimed benefits lie idle in trade union funds, one of the two most-common types of retirement funds in the South African mining industry. There ...
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South Africa’s National Budget Speech 2022

Published: Wed, 23 Feb 22

On Wednesday 23 February 2022, the Minister of Finance, Mr Enoch Godongwana presented his inaugural Budget Speech to the Members of the National Assembly. The stated objective of the 2022 Budget is to respond to South Africa’s immediate needs and to build for the future. The better than expected tax collections ...
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PFA Dismisses Claims For Death Benefits To Be Paid

Published: Wed, 16 Feb 22

In a case that illustrates the devastation of employers’ failure to keep up to date with contributions, two complainants - a daughter and a son - have failed in their respective bids to get risk benefits to be paid when their parents passed away. The deceased were members of the funds by virtue of ...
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The tax burden on annuitants: spread, not lightened

Published: Tue, 15 Feb 22

The latest move by SARS to require the withholding of PAYE from annuity payments at an "Effective Tax Rate" as required in directives issued to payers of annuities may help some annuitants to plan their finances but may disadvantage others. SARS issued IRP3e tax directives in terms of paragraph ...
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Protecting your business against the loss of a key person

Published: Fri, 03 Dec 21

A business is the sum of all its people, not only the owner. Should a key person – someone whose services and knowledge are instrumental to the running of the business, such as a co-owner or employee, die, become disabled or fall critically ill – the business could suffer not only a personal loss but a ...
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Top Tips to keep the holidays festive and your assets safe

Published: Thu, 02 Dec 21

Let’s face it – most of us cannot wait to see the back of 2021 - and are desperate for some much-needed R&R. Before you immerse yourself in the holidays, take a little time to make sure that your hard-earned and precious items are correctly insured and secure. Mandy Barrett of insurance brokerage ...
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Sa Mandatory Vaccination Task Team Welcomed Says Risk Body.

Published: Mon, 29 Nov 21

INSTITUTE OF RISK MANAGEMENT SOUTH AFRICA (IRMSA) SUPPORTS SPEEDIER VACCINE ADMINISTRATION   Johannesburg - The Institute of Risk Management South Africa (IRMSA) says a renewed call by President Ramaphosa to accelerate the administration of Coronavirus vaccines and the establishment of a task team to look ...
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Should you revenge spend on travel this holiday season?

Published: Thu, 25 Nov 21

Yes, but be mindful of your long-term financial goals   After 18 months of lockdowns and the easing of travel restrictions, optimism is finally returning to many South Africans who have had to halt their dreams of dashing off to far-off destinations. Germany, UK, US, Canada, France and Spain are ...
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Deduction Of Study Loan From Withdrawal Benefit Was Unlawful

Published: Mon, 22 Nov 21

A retirement fund has been ordered by the Pension Funds Adjudicator to pay back the amount deducted from a withdrawal benefit in respect of a study loan. Muvhango Lukhaimane said the Financial Sector Conduct Authority should investigate the fund for unlawful conduct. The complainant was employed ...
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Estate planning – Common mistakes in the drafting of a Will

Published: Tue, 09 Nov 21

Estate planning is often something most people avoid – perhaps to avoid dealing with the thought of one’s death. However, estate planning is a vital part of a good financial plan because it entails the legacy you would like to leave through your Will. The estate planning process generally starts ...
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