SIMPLIFYING THE RETIREMENT FUND DEATH CLAIMS PROCESSPublished: Tue, 15 Sep 20 By Dolana Conco, Regional Executive at Alexander Forbes
Losing a loved one is one of the most difficult experiences a person can go through, and during this difficult time, you don’t want your loved ones to have to worry about finances.
Your family will receive a share of your retirement ...
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Don’t rush investment decisions in times of uncertaintyPublished: Thu, 13 Aug 20 Article by Bjorn Ladewig, Longevity Actuary at Just SA
It’s natural to feel a certain amount of panic during any crisis, let alone a global pandemic. But rushing into investment decisions through panic is always a bad idea, even if your nervous system is screaming at you to act.
When ...
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Making saving a priority this Women’s MonthPublished: Tue, 11 Aug 20 By Mandy Porter, Alexander Forbes senior financial adviser
Women could live to up to eight years longer than men according to research by the World Health Organization. As a result, women need to save more, for longer, to provide for a dignified retirement.
Research by Stellenbosch University’s ...
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Is the Covid-19 e-commerce boom here to stay?Published: Tue, 28 Jul 20 The Covid-19 pandemic has accelerated the adoption of e-commerce in a way no company could have imagined. In fact, in many instances, it has brought 3-5-year sales projections forward in just a matter of months. “Many businesses are already living in the future,” said Gerrit Smit, Partner - Head of Equity ...
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SOUTH AFRICA FACES WEALTH DETERIORATION CRISISPublished: Mon, 27 Jul 20 How understanding the real value of good financial advice can help
27 July 2020: The Centre for Applied Research (CAR) reported that the global financial services industry is facing a ‘crisis of faith’, as clients increasingly question the cost of advice that they believe they could have gotten ...
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Art as a store of value in times of crisisPublished: Mon, 27 Jul 20 During times of crisis, the appeal of collectible assets like art can intensify. Nervous of the present risks in investment markets, investors will look to include assets with a more consistent store of value in their portfolios.
Historically, average valuations across the art market have tended ...
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FINANCIAL LESSONS 2020 HAS TAUGHT USPublished: Mon, 20 Jul 20 While most of us would choose to fast forward to 2021, this year has taught us many hard lessons, including financial ones. Jaco Prinsloo, Certified Financial Planner at Alexander Forbes, reflects on some of the learnings we should all take with us.
Lesson 1: Debt can be scary
There are few things scarier ...
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How to spot a financial scamPublished: Thu, 09 Jul 20 Richard Rattue, MD, Compli-Serve SA
The prevalence of online financial crime speaks to the value of personal and company data. At a recent webinar, Reuters, shared some important reminders. Even though you may have taken the necessary precautions to keep yourself safe, scams evolve just as we do. Becoming ...
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HOW TO CATCH UP ON YOUR RETIREMENT SAVINGSPublished: Wed, 08 Jul 20
By Gerard Visser, Certified Financial Planner at Alexander Forbes
For many South Africans who were already finding it difficult to save for retirement, Covid-19 has created additional financial pressures which may take years ...
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POPI ACT IS NOW IN FORCEPublished: Tue, 07 Jul 20 FIVE STEPS TO ENSURE POPI COMPLIANCE FOR DIRECT MARKETING
07 July 2020: The Protection of Personal Information Act 4 of 2013 (POPI) has now come into effect and it is important that South Africa businesses adhere to the new regulations. The use of personal information is everywhere and it’s almost ...
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DRAFTING A WILL DURING THE COVID-19 LOCKDOWNPublished: Wed, 01 Jul 20 By Christel Botha, Alexander Forbes Fiduciary Services Manager
Life in lockdown during the Covid-19 pandemic has given people time to reflect on their personal affairs, leading to an increase in numbers of people making and updating their Last Will and Testament in a bid to regain control over their lives ...
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Minister urges South Africans to build their houses on rockPublished: Wed, 01 Jul 20 Why this has a profound meaning for your retirement investments
In his recent budget speech, Finance Minister Tito Mboweni warned South Africans that “the storm is not over”. Although lockdown restrictions are easing, the unprecedented emergency budget speech drove home the sobering impact ...
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Seven essential start-up tips from JustMoneyPublished: Wed, 01 Jul 20 COVID-19 has kick-started many of us into thinking about setting up our own businesses. Whether you’ve been retrenched, taken a salary cut, or have simply realised that life’s short and it’s time to reach for that long-postponed dream, you’re likely to be re-assessing your talents and deciding ...
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Insurance Gateway Launches Virtual OfficesPublished: Fri, 26 Jun 20 Insurance Gateway developed a new way of connecting brokers to their clients. This new platform will launch 1 July 2020 and I would like to invite you to have a look. To view our offices please click the link below. Features include online appointments, instant video meetings, document management, AI, CRM and even ...
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RISKS FACING RETIREES IN THE COVID-19 ERAPublished: Tue, 09 Jun 20 The worldwide Covid-19 pandemic has cast a spotlight on the risks facing those about to retire or already retired. But no matter the economic environment, preparing for one’s best possible retirement takes careful planning and consideration of the available retirement options as well as the risks of each.
There ...
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Change your living annuity, not your drawdown ratePublished: Mon, 01 Jun 20 Johann Swanepoel, Product Actuary, Just SA
Cape Town, 1 June 2020: The relatively poor market returns over the last five years, coupled with the devastating crash in March this year, has exposed the risks associated with standard living annuities where pensioners carry all of the investment and longevity ...
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COVID-19 Swings the Spotlight Back onto Emerging Countries’ DebtPublished: Mon, 01 Jun 20 While the focus so far has been mainly on China, Europe and the United States, the consequences of the COVID-19 pandemic are likely to be even more severe for emerging economies, says International credit insurer, Coface. Even though their degree of vulnerability to this shock depends on many factors, the starting ...
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