How to spot a financial scamPublished: Thu, 09 Jul 20 Richard Rattue, MD, Compli-Serve SA
The prevalence of online financial crime speaks to the value of personal and company data. At a recent webinar, Reuters, shared some important reminders. Even though you may have taken the necessary precautions to keep yourself safe, scams evolve just as we do. Becoming ...
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HOW TO CATCH UP ON YOUR RETIREMENT SAVINGSPublished: Wed, 08 Jul 20
By Gerard Visser, Certified Financial Planner at Alexander Forbes
For many South Africans who were already finding it difficult to save for retirement, Covid-19 has created additional financial pressures which may take years ...
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POPI ACT IS NOW IN FORCEPublished: Tue, 07 Jul 20 FIVE STEPS TO ENSURE POPI COMPLIANCE FOR DIRECT MARKETING
07 July 2020: The Protection of Personal Information Act 4 of 2013 (POPI) has now come into effect and it is important that South Africa businesses adhere to the new regulations. The use of personal information is everywhere and it’s almost ...
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DRAFTING A WILL DURING THE COVID-19 LOCKDOWNPublished: Wed, 01 Jul 20 By Christel Botha, Alexander Forbes Fiduciary Services Manager
Life in lockdown during the Covid-19 pandemic has given people time to reflect on their personal affairs, leading to an increase in numbers of people making and updating their Last Will and Testament in a bid to regain control over their lives ...
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Minister urges South Africans to build their houses on rockPublished: Wed, 01 Jul 20 Why this has a profound meaning for your retirement investments
In his recent budget speech, Finance Minister Tito Mboweni warned South Africans that “the storm is not over”. Although lockdown restrictions are easing, the unprecedented emergency budget speech drove home the sobering impact ...
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Seven essential start-up tips from JustMoneyPublished: Wed, 01 Jul 20 COVID-19 has kick-started many of us into thinking about setting up our own businesses. Whether you’ve been retrenched, taken a salary cut, or have simply realised that life’s short and it’s time to reach for that long-postponed dream, you’re likely to be re-assessing your talents and deciding ...
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Insurance Gateway Launches Virtual OfficesPublished: Fri, 26 Jun 20 Insurance Gateway developed a new way of connecting brokers to their clients. This new platform will launch 1 July 2020 and I would like to invite you to have a look. To view our offices please click the link below. Features include online appointments, instant video meetings, document management, AI, CRM and even ...
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RISKS FACING RETIREES IN THE COVID-19 ERAPublished: Tue, 09 Jun 20 The worldwide Covid-19 pandemic has cast a spotlight on the risks facing those about to retire or already retired. But no matter the economic environment, preparing for one’s best possible retirement takes careful planning and consideration of the available retirement options as well as the risks of each.
There ...
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Change your living annuity, not your drawdown ratePublished: Mon, 01 Jun 20 Johann Swanepoel, Product Actuary, Just SA
Cape Town, 1 June 2020: The relatively poor market returns over the last five years, coupled with the devastating crash in March this year, has exposed the risks associated with standard living annuities where pensioners carry all of the investment and longevity ...
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COVID-19 Swings the Spotlight Back onto Emerging Countries’ DebtPublished: Mon, 01 Jun 20 While the focus so far has been mainly on China, Europe and the United States, the consequences of the COVID-19 pandemic are likely to be even more severe for emerging economies, says International credit insurer, Coface. Even though their degree of vulnerability to this shock depends on many factors, the starting ...
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TIPS TO PROTECT YOUR CASHFLOW DURING THE COVID-19 PANDEMICPublished: Wed, 27 May 20 By Rita Cool, Certified Financial Planner at Alexander Forbes Financial Planning Consultants
The full impact of the COVID-19 pandemic is as yet unknown, but individuals have already begun to have their lives disrupted by the country’s economic shutdown, with retrenchments, salary cuts and forced ...
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Your financial wellbeing has never been more important – now is the timePublished: Tue, 26 May 20 The outbreak and rapid spread across the globe of COVID-19 shocked the world and left many already struggling economies, and even strong economies, in trouble. The good news is that measures can be implemented to help individuals to cope with the situation. Iemas Insurance Brokers’ experts give their perspective ...
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Lockdown learnings for retirementPublished: Wed, 13 May 20 A volatile financial climate has seen many South African pensioners in living annuities looking to increase their withdrawals to cover current cash shortages. However, retirement income specialist Just advises strongly against this, recommending instead that they find ways to trim their spending, or else they run ...
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Is Covid-19 giving us a taste of an unplanned retirement?Published: Mon, 11 May 20 By Richus Nel, financial adviser at PSG Wealth
Over the last two months, the world has undeniably changed. Markets have contracted, our financial resources have been depleted, and uncertainty is at historic highs. How we think about ourselves and others, what and how we buy, how we move (or don’t ...
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Covid-19: TERS - 5 important updatesPublished: Mon, 04 May 20 by Joon Chong, Dhevarsha Ramjettan, Johan Olivier, Shane Johnson, Bianca Viljoen, Zipho Tile
Since the launch of TERS, there has been (almost) daily changes introduced by the Unemployment Insurance Fund. Following those amendments, the Minister of Employment & Labour ...
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WEATHER THE STORM OF RETRENCHMENT BY RESKILLINGPublished: Wed, 29 Apr 20 When my husband was told he was being retrenched thanks to the economic effects of COVID-19, it was a call we were expecting but it was still a shock. Gosh, I thought to myself. What do we do now? My husband had just been retrenched, albeit temporarily under the COVID-19 Temporary Employer-Employee Relief Scheme ...
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The non-legal guide to surviving the CoronavirusPublished: Fri, 24 Apr 20 Soon after the WHO declared COVID-19 a pandemic, and the declaration of the National Disaster, there was an outbreak of legal and other publications, some more helpful than others, dealing with COVID-19, the law, the end of the world, and surviving the Coronavirus. You could seek guidance from a letter supposedly ...
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