The purpose of the Short Term Insurance Ombudsman is to resolve disputes between members and insured consumers in an independent, impartial, cost-effective, efficient, informal and fair way. . More Details »
A provision in a life insurance policy that excludes the risk of death by suicide (sane or insane) from coverage during a specified period (usually two years) from the date of issue. In the event of suicide within this period, there is usually a refund of premiums paid.