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Fulcrum Group

 Our focus is on the insurance market, specifically insurers, brokerages and UMAs, to which we offer bespoke lending, investment and management services through the distinct pillars of our business: Fulcrum Capital and Fulcrum Delta. Fulcrum Capital is licence-independent, offering specialist ...
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Guardrisk Premium Finance

 Guardrisk Premium Finance is an attractive and comprehensive banking alternative, which enables you to spread up to 100% of your annual insurance premium monthly over a period of your choice. Guardrisk Premium Finance has the specialised staff and systems to handle the financing and collection ...
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Insure Group Managers Ltd

 We offer a complimentary range of services that is geared towards the dynamics of its vibrant target market. Insure Group Managers is an independent financial services company, which has proven to be successful in providing confidential, trusted and secure relationships with all industry stakeholders ...
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From The Glossary »

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Hazard, Moral:

Hazard arising from personal characteristics such as habits, method of management, financial standing, mental condition and integrity.
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