Image
Icon

Directory

IconAppraisers and Valuers
IconAssociations and Institutes
IconBBBEE Consulting and Verification Agencies
IconConsumer Protection
IconCorporate Governance
IconCredit Bureaus
IconDefensive Driver Training
IconEmergency Medical Rescue
IconForensic Investigation Services
IconInsurance Brokers - Alphabetical Listing
IconInsurance Brokers by Type of Product or Service Needed
IconInsurance Companies
IconInsurance Consultants
IconLightning Damage & Surge Protection Specialists
IconOmbud
IconOnline Quotes and Cover
IconPremium Financing
IconPublic Loss Adjustors
IconPublications
IconRating Agencies
IconRegulatory Authorities
IconRisk Finance
IconRisk Management
IconRisk Surveyors
IconSalvage Operators
IconTelephone Quotes
IconVehicle Accident Management
IconVehicle and Household Risk Inspection Services
IconVehicle Tracking
IconWellness Programs
Advertise Here
  Subscribe To »

Three insurance-friendly tips for your date this weekend

Published

2021

Wed

10

Feb

Luzanne Wait, an insurance adviser at PSG Jeffrey’s Bay

In the time of Covid-19, with lockdown regulations changing frequently and some restaurants, bars, and other indoor gathering places closed or operating differently, the at-home date night has grown more popular. Many of us are simply choosing to stay home to stay safe. With Valentine’s Day just around the corner and home-based plans in place, here are some useful (extra) safety reminders.

Cooking carefully

In addition to being therapeutic, cooking can be a fun activity for couples to do together. However, if you’re not careful, the date can go from dashing to disaster sooner than expected. To begin with, check that your electrical points are not carrying too many appliances on one plug, for example. Overloading can lead to a fuse blowing or a fire starting. Equally, gas stoves or open flames can be a fire risk to oven mitts or aprons.

Candles are a risky but romantic addition to date nights. They create ambient lighting, which suits the mood, but they can also be the cause of a fire if a tablecloth, clothing, a curtain, or fabric serviette gets too close to the flame. During the warmer weather we all love at this time of the year, keeping windows open is appealing, but you need to consider if unexpected gusts of wind could tip a candle over, or blow something flammable too close. Keep a close eye and put safety first.

Remember to check your contents against your insurance policy as accidents can happen. A fire can very quickly get out of control and cause a lot of damage. Without proper insurance, you could lose so many of your treasured items (and the ones you need to enjoy comfort at home). 

Nurture in nature

You may be trying to avoid enclosed spaces, so having a romantic backyard movie night with your partner could be a fun option. It also allows you to have a look through what needs to be done and maintained while setting up. While placing romantic fairy lights on your trees, check that hedges, thorny bushes and overgrown plants are trimmed back, and that loose hanging tiles, pipes, wood, and bricks are secured.

If you are not equipped to make these repairs on your own, contact a trusted maintenance company to help you, checking with your adviser if your insurance will cover any improvements, but do be realistic in that wear and tear is often for your own account. 

Locked up

If you’re opting to honour a reservation by going to a restaurant for an early meal, remember to check that you have locked up your home and set up the alarm. Many of us have been going out less and ordering the essentials online, making it easy to forget that locking up when we go out is still as important as ever.

Protect your home and car by activating locks as soon as you exit and always be vigilant.

While February might represent the month of love, this can also mean prioritising some self-love through protecting your goals (particularly those that are financial – so losing money is best avoided).  Keeping your insurance up to date goes a long way on this date night and any other nights to come.

 
Source: PSG
 
« Back to previous page Print this page » |
 

Breaking News »

To insure or self-insure? A conundrum for fleet operators

Johannesburg, 4 March21: Fleet insurance is essential for businesses with vehicle fleets and drivers. With proper management and meticulousness, fleet managers can reduce insurance costs, improve the safety of ...
Read More »

  

Thierry Portevin to lead global risk consulting unit at Allianz Global Corporate & Specialty

Previously Global Head of Property at AGCS, Portevin is appointed Global Head of Risk Consulting, leading a global team of 280 employees globally AGCS’s Chief Underwriting Office Property under interim ...
Read More »

  

Park any doubts: Insurance cover tips for second-hand cars

In recent months, second-hand car purchases have accelerated as the economic impact of Covid-19 and lockdowns have been felt and travel needs have changed. You may want to cut down on lifestyle costs by downsizing ...
Read More »

  

PERSONAL BELONGINGS MUST BE KEPT CLOSE TO THE INSURED

The policy for the insured valuables that are governed by the “close personal custody and control requirement”, means that the insured property shall be “held by, worn or attached to the insured ...
Read More »

 

More News »

Image

Healthcare »

Image

Investment »

Image

Life »

Image

Retirement »

Advertise Here
Image
Image
Image
Image
Advertise Here

From The Glossary »

Icon

Irrevocable Guarantee:

An irrevocable guarantee is one of the ways of establishing the security needed for reinsurance ceded for a foreign reinsurer to be regarded as approved reinsurance under the Insurances Acts. The guarantee has prescribed wording and needs to be issued by a locally registered bank.
More Definitions »

 

Advertise

 

eZine

 

Contact IG

 

Media Pack

 

RSS Feeds

By using this website you agree to the Terms of Use.
Copyright © Insurance Gateway (Pty) Ltd 2004 - 2021. All Rights Reserved.