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From The Glossary »

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Policy Date:

A date specified in the policy as the date from which premium payment dates are reckoned. It is also the date from which the incontestable clause and suicide time limits are measured, and the date from which policy years for non-forfeiture option purposes are measured. The policy date is frequently called the date of issue of the policy. It is usually the date of execution, unless a binding receipt was issued and the policy was dated prior to execution ...
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