IUM is the largest independently owned underwriting manager in Southern Africa, offering brokers and their client’s insurance solutions that are comprehensive, cost-effective and tailored to their specific needs. IUM has an extensive range of personal and commercial insurance products and services – from cover for individuals all the way to multi-national corporations with our products underwritten by Guardrisk Insurance Company Limited.
Our experience has proven that one size doesn’t fit all. We provide clients with the opportunity to choose from a comprehensive product offering that can be tailor-made to suit their individual requirements. Our services include amendments, claims handling, claims settlements, consultancy, debit order collections, policy enhancements, policy issuing, product development, quotes, reinsurance, renewals, risk analysis, risk surveys, underwriting and training services for brokers on products and risk management. IUM delivers innovative insurance solutions and outstanding services that result in tangible benefits to clients, brokers, suppliers, employees and all stakeholders, while also ensuring a commitment to good corporate governance by upholding the highest values.
At IUM, we have the expertise and authority to determine our own rates and risk protection requirements.
We understand that our claims service is vital in preserving the partnerships we have established with our broker network. Therefore, we believe that our service delivery strengthens these relationships while growing our national service provider footprint. We settle our own claims regardless of the quantum and at IUM we commit to immediate registration of claims and appointment of assessors. We handle third-party claims and recoveries through our network of dedicated legal experts and offer same day settlement on claims such as laptops, cell phones, tablets etc., which could affect the running of your client’s business.
IUM helps your clients harvest the benefits of growing their business, come rain or shine. Together IUM and you, the broker, form a thriving partnership on behalf of clients. We have tailored our product to suit all the various needs that are specific to the requirements of South African farmers.
When running a business, clients have enough to think about without having to worry about unexpected losses. Insuring their business means providing optimum cover coupled with competitive premiums. We have partnered with Guardrisk Insurance Company Limited, one of the largest and most trusted insurance companies in South Africa, to help business owners obtain competitive, effective insurance.
This product covers superbikes, quad and off-road motorcycles, cruisers, dual purpose motorcycles as well as caravans and motorhomes anywhere in South Africa. When it comes to your watercraft, IUM provides a tailor-made policy structure for any seaworthy vessel comprising the hull, superstructure, fittings, machinery, engines, motors, rudder, propeller, hoardings, moorings, sails, masts, rigging, fixtures, fittings, boat gear and equipment that would normally be sold as one unit, including the trailer.
Our marine product focuses on finding the ideal solution for clients’ cargo transportation requirements. Whether by sea, air, road or rail, our cover is specially tailored to cover stock until it is delivered to its final destination. This product also offers business interruption cover for the estimated loss of potential profits.
In these rapidly changing times, IUM’s personal product has been specifically designed to provide clients with the comfort expected from a tailor-made insurance policy. “IUM Personal” provides value for money that caters for multiple eventualities with many added benefits. A strong emphasis is placed on putting the client back into the position they were in prior to the loss, with the minimum amount of ‘red tape’.
IUM’s specialist liability insurance product covers all liability exposures from individuals to large corporate entities. This product is designed to also offer protection against third-party insurance claims. Attention has been given to making sure that our product caters for the ever-changing environment in which we live. IUM has an expert team to assist in providing suitable cover for your client’s risk profile.
IUM’s superior supercar product meets the needs of supercar owners who face the challenge of not being able to obtain suitable cover for their high-performance vehicles at a reasonable cost. Our product allows the client the comfort of placing their supercar on our policy with a customised fit to suit their individual needs.
Clients in the transport and haulage industry often face unique challenges. It is for this very reason that we have designed our transport vehicle policy to offer clients tailor-made insurance solutions that address these industry needs. We have a specialised team of underwriters dedicated to our commercial trucking division, as well as professional claims staff who ensure that clients receive a seamless experience.
Insurance Underwriting Managers (Pty) Ltd (Reg No. 2004/022210/07) is an authorised financial services provider FSP NO: 21820
Emergency Claims Numbers
0861 886 886
0861 464 666