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Fulcrum Group

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Tel: 010 001 2860
1st Floor
Lacey Oak House
Ballyoaks Office Park
35 Ballyclare Drive
PO Box 849

The Fulcrum group of companies is South Africa’s foremost independent provider of premium collection and premium finance to the insurance industry.


Although our roots stretch back nearly three decades (and our leadership collectively boasts decades of experience in both the insurance and finance sectors), we first took the Fulcrum name in 2012.


From the start we’ve provided specialist financial and back-office support to brokerages, UMA’s and insurance companies, helping them to optimise and de-risk their operations, save money and focus on what they do best: providing their customers with advice and service.


Today, after the disposal in 2019 of our Fulcrum Flexi (FlexiBroker) insurance management system, our acquisition finance, broker equity partnerships and Treasury asset management businesses, we focus on our two core businesses, which operate under a common holding company:


  • Fulcrum Collections: we ensure that premium collections for brokers, UMAs, and insurers are accurate, timely, efficient, and risk-free. We’re a leader in this field: our latest premium collections system, Fulcrum AirCollect™, is a game-changer for the insurance industry – and we believe it’s a world first.
  • Fulcrum Premium Finance: we provide premium finance to brokers and their clients, in particular companies that have multiple lines of insurance with different insurers or must pay premiums annually. They therefore do not need to approach their bank, nor are their cash flow requirements impacted.


Our brand promise is “We see it differently” – and our track record illustrates that we certainly do. We’ve always taken the innovative route, developing systems that meet legal and regulatory requirements, to future-proof and de-risk our clients, and provide them with efficiency, convenience, and cost savings.



Fulcrum Collect (Pty) Ltd is registered with the Payments Association of South Africa (PASA) as a Third-Party Payment Provider in terms of SARB Directive 1 of 2007


Fulcrum Collect (Pty) Ltd is registered with the Financial Sector Conduct Authority (FSCA) as an Authorised Financial Services Provider.  FSP 50705

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From The Glossary »


Losses Occurring Basis:

This is a method of determining whether a loss falls within the cover of an insurance policy. Losses arising during the period when a policy is in force are covered irrespective of when the claim is submitted. This basis should be contrasted with the losses made basis. Also known as claims occurring basis.
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