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From The Glossary »

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Convertible Term Insurance:

Term insurance is payable only if the death of the insured occurs within a specified period (the term period). This is temporary protection. Premiums are payable during the entire term period, or until the death of the insured, should it occur prior to the expiration date. It is possible to arrange for almost any desired number of years of term coverage. Convertible-term insurance contains a provision for conversion to a permanent plan of insurance ...
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