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Fulcrum Group

 Our focus is on the insurance market, specifically insurers, brokerages and UMAs, to which we offer bespoke lending, investment and management services through the distinct pillars of our business: Fulcrum Capital and Fulcrum Delta. Fulcrum Capital is licence-independent, offering specialist ...
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Guardrisk Premium Finance

 Guardrisk Premium Finance is an attractive and comprehensive banking alternative, which enables you to spread up to 100% of your annual insurance premium monthly over a period of your choice. Guardrisk Premium Finance has the specialised staff and systems to handle the financing and collection ...
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From The Glossary »

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Subrogation:

The statutory or legal right of an insurer to recover from a third party who is wholly or partially responsible for a loss paid by the insurer under the terms of a policy. For example, when an insurer has paid the insured for loss sustained to his car as the result of a collision, the insurer may collect, through the right of subrogation, from the person whose car caused the damage.
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