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IconNICHE INSURANCE PRODUCTSIconSECTIONAL TITLE & SHAREBLOCK SCHEMES

ABSA Insurance Company Limited

Short-term insurance company.
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CIB (Pty) Ltd

CIB is a short-term insurance administrator, specialising in the SME market. Established in 1994, CIB has been offering short-term solutions to brokers since 1999. Our product portfolio includes personal lines insurance, bespoke high net worth insurance for individuals and a wide range of ...
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Commercial & Industrial Acceptances (Pty) Ltd

Commercial & Industrial Acceptances (CIA) is an Underwriting Manager specialising in the insurance of “BUILDINGS”. Their product offering includes;   SECTIONAL TITLE   This policy was designed to encompass the requirements of the Sectional Titles Act and includes ...
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FIRST PROPERTY ACCEPTANCES

FIRST PROPERTY ACCEPTANCES is a niche insurer of all types of Buildings including:   ü Residential ü Sectional Title ü Commercial ü Industrial ü ...
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Guardrisk Insurance Company Ltd

How Guardrisk helps clients Strategic study Guardrisk helps companies insure and finance their risk exposures efficiently by undertaking a strategic study of the risk exposures and engineering solutions to manage and finance them. A three-part solution The result is a three-part solution which ...
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Insurance Underwriting Managers (Pty) Ltd

About IUM IUM is the largest independently owned underwriting manager in Southern Africa, offering brokers and their client’s insurance solutions that are comprehensive, cost-effective and tailored to their specific needs. IUM has an extensive range of personal and commercial insurance products ...
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Lion of Africa Insurance Company Limited

INSURING SOUTH AFRICA'S FUTURE   Lion of Africa Insurance Company Limited is a South African non-life insurance company that was licensed by the Financial Services Board in terms of the Short- Term Insurance Act No 53 of 1998 on 23 August 1999. The company is a wholly owned subsidiary ...
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New National Assurance Company Limited

New National Assurance Company provides insurance for the real world: flexible short-term insurance products backed by the world’s leading re-insurers and tailored to your needs. .
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ONE Financial Services Holdings (Pty) Limited

Underwriting for Absa Insurance Risk Management Services Limited, the ONE group provides the following lines of business: Personal Commercial Liability Transport Personal Accident Bonds and Guarantees Engineering Marine Absa Insurance Risk Management Service Limited, ...
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Renasa Insurance Company Limited

Renasa has an unrestricted short-term insurance license and under this license, writes a wide range of business classes. Renasa has been rated A- by Global Credit Rating Co. ("Global") and distributes its product through three channels: Intermediaries who distribute and administrate ...
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Santam Insurance Company Limited

Santam is the leading short-term insurer in South Africa with a market share exceeding 20%. We offer clients a wide variety of highly specialised products and services. Our core business has been the same for more than 87 years - to take care of our clients' insurance needs. This is embedded in ...
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Stilus Underwriting Managers (Pty) Ltd

Stilus Underwriting Managers is a niche UMA which introduced its levy guarantee policy into the sectional-title market in August 2010. Its name is an acronym for “sectional title insurance levy underwriting security” and during the past 3 years it has assisted hundreds of bodies corporate ...
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Western National Insurance Company Limited

Western is an Intermediary focused business, specialising in Commercial and Business focused Insurance products, delivered by means of one on one relationships with its intermediaries. The company has built a range of flexible Products suited to its chosen markets, providing the ability to tailor unique ...
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From The Glossary »

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Smoothed Bonus:

An investment portfolio set up by an insurer in which the investment returns are smoothed over time. Investment returns are distributed via a bonus declared yearly by the insurer. In good years, some of the returns are held back as reserves that are used to supplement returns in bad years.
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