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IconRISK MANAGEMENTIconDESIGN & CONSTRUCT (WRAP-UPS)

Alternative Risksmiths and Traders (Pty) Ltd (Short name - ART)

Your world is not just your world; it belongs to everyone. In this there is no choice. However, you do have choices as to how you manage your environment and its dependencies. This is Risk Management. How to make the best of the changes that happen to you and, the changes you can implement to improve ...
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Construction Insurance Advisers

Construction Insurance Advisers has been established as a professional consultancy to provide advice on all aspects of insurance, including all forms of liability insurance which affects all parties operating within the construction , erection, design and engineering industry. The services that we offer ...
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Group Risk Management Services (GRMS)

Providing risk management services, either working with existing Risk Management departments or helping companies develop a full risk management approach from scratch. GRMS – for those who choose to manage risk rather than just accept it.
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Pasco Risk Holdings (Pty) Ltd

Specialising in information risk, technology risk, employee risk, business risk and advanced investigation support.
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Steve Winks & Co (Pty) Ltd

An independent risk consulting company providing design and implementation of enterprise risk management strategies as well as evaluation of existing programmes, whatever the undertaking.
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From The Glossary »

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Term (also called temporary) insurance:

This insurance (or policy) can be for a fixed sum insured or for a sum insured that reduces over the term of the contract. It is not really a method of saving (as there is not usually a payout at the end of the term), but a cost-efficient way of providing for dependants on the death of the breadwinner. If the life insured survives the term of the policy, the policy has no further force, and all obligations on insurance company and policyholder alike ...
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