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Phishield puts SME Cyber Risks Management at the Forefront

Phishield’s Cyber Protect is all about simple, fit-for-purpose insurance Emphasis on supporting SME’s business resilience and catalysing growth   Johannesburg, South Africa: Navigating persistent and escalating risks is – seemingly – all in a day’s work ...
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Recovering from the looting – the role of the insurance industry

With the recent civil unrest and looting that flared up across the country on Monday, 12 July 2021 and subsequent damages, the role and importance of The South African Special Risk Insurance Association (Sasria) and insurance in general, has been thrust firmly into the spotlight. Sasria was ...
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Riots in SA: what happens under a state of emergency declaration?

If the President decides to declare a state of emergency as a result of the recent extensive looting and unrest, it will be different from those declared during apartheid South Africa has not had a state of emergency since the apartheid era. Lessons learnt from that period are not particularly ...
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SA riots – does force majeure apply?

Businesses experiencing disruption from the recent events in South Africa may be able to invoke force majeure clauses in contracts, or the law of supervening impossibility, depending on the circumstances   The events of the past few days have resulted in considerable social and commercial ...
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INSURER TO FAST TRACK CIVIL UNREST CLAIMS TO HELP REBUILD SA

While Sasria, the public enterprise that provides non-life insurance cover for loss or damage to insured property caused by special risks such as politically motivated malicious acts, riots, strikes, terrorism and public disorders, has confirmed that it has sufficient cash reserves to honour insurance ...
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Variable Annuity Contract:

An annuity in which the amount of payments to be made are specified in units rather than in monetary amounts. When payment is due the amount is determined based on the value of investments in the annuity fund.
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