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From The Glossary »

Disability Cover:

Disability cover works in a similar manner as life assurance and also falls under the category of risk cover. In short it means that you enter into an agreement with the life assurer to provide you with a certain amount of money in return for your monthly premium to cover the risk of you becoming permanently disabled. This is to ensure that you have money available for your family when you are no longer able to provide for them because of your disablement ...

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