Author Pearson, R. Published in COVER Magazine February 2005. Rod Pearson examines cover under South African policies for tsunami caused by Earthquake, Volcanic Eruption, Convulsions of Nature, Submarine Landslide and Meteorite.
Income Replacement Policy (Also called a Permanent Health Insurance Policy):
Insurance policy often provided through a freestanding, employer-owned policy to replace the income of employees who become permanently and totally or partially disabled.