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Knowledge Base

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A common oil fire

 This is a dramatic video (30-second, very short) about how to deal witha common kitchen fire. oil in a frying pan. Read the followingintroduction, then watch the show. It's a real eye-opener!! At the Fire Fighting Training school they would demonstrate this with adeep fat fryer set on the fire ...

Assignment April 2008: Duty of Disclosure

 This years assignment invloved a theoretical test case concerning the failure of an insured to disclose an adverse financial situation at the time of negotiating an insurance contract and the consequences thereof following the reporting of a large fire claim during the first period of insurance. A selection ...

Assignment April 2009: The right of subrogation between two insurers

 This assignment focuses on the controversial case of Rand Mutual Insurance Company v the Road Accident Fund, where the good Judge allowed the insurer to exercise the right of subrogation in their own name.

Assignment April 2011: Miners and Occupational Related Diseases

 This assignment focuses on the rights of miners to civil and statutory claims for occupational related diseases.

Assignment April 2012: Indemnity and Subrogation

 This assignment looks at the issues of indemnity and subrogation.

Assignment August 2013: Injury in the Workplace

 This Assignment looks at various aspects of injury in the workplace.

Assignment September 2012: Duty of Disclosure; Brokers’ Professional Liability

Claims Made versus Occurrence basis of cover

 A short description of the difference between the claims made and occurence basis of cover on liability policies.

Directors and Officers Liability Articles and Dissertations

Flooding Claims and Insurance

 Robert W. Vivian Professor of Finance and Insurance University of the Witwatersrand Conference of the Institute of Loss Adjustors Johannesburg - 7th May 2009.

IG Insurance Industry Structure

 Overview of IG and the insurance industry structure in South Africa.

What is a claim versus a Circumstance

 WITS Honours Research Report by Justin Keevy November 2011.
 
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From The Glossary »

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Universal Life with-profit policies:

Universal life with-profit policies are very similar in principle to their reversionary bonus counterparts, but there are significant differences in the way bonuses are added. The benefit on death or maturity is the greater of the sum insured or the investment account. For some policies the sum insured remains constant until the investment account, which is growing in line with declared bonuses, exceeds the sum insured (referred to as the "break-out" ...
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