Image
Icon

Directory

IconAccounting & Tax
IconActuaries
IconAdministrators
IconAppraisers & Valuers
IconArbitration Services
IconASIB
IconAssessors & Loss Adjusters
IconAssist and Lifestyle Benefits
IconAssociations & Institutes
IconAuditors
IconBBBEE Consulting and Verification Agencies
IconBroker Acquisition Financing
IconBrokers for Brokers
IconBusiness Process Management
IconBusiness Process Outsourcing
IconCall Centre Outsourcing & Sales
IconCompany Secretarial Services
IconCompliance
IconConsumer Protection
IconCorporate Governance
IconCredit Bureaus
IconDebit Order Collection Facilities
IconDefensive Driver Training
IconEducation and Training
IconEmergency Medical Rescue
IconFAIS
IconFire, Storm, Flood Damage Specialists
IconForensic Investigation Services
IconHuman Resources
IconIndustrial Cleaners
IconInformation Technology and Software Partners
IconInsurance Companies
IconLegal
IconLightning Damage & Surge Protection Specialists
IconNiche Insurance Products
IconOmbud
IconOutbound Sales
IconOutsourcing Companies
IconPolicy Administration
IconPremium Financing
IconPublic Loss Adjustors
IconPublications
IconRating Agencies
IconReference Books & Material
IconRegulatory Authorities
IconRisk Finance
IconRisk Management
IconRisk Surveyors
IconSalvage Operators
IconSpecialized Claims Investigations & Assessing
IconSurveys and Research
IconTraining Courses & Workshops
IconUnderwriting Managers
IconVehicle Accident Management
IconVehicle and Household Risk Inspection Services
IconVehicle Tracking
IconWellness Programs
IconWholesale Brokers
IconZZZZZZ
Image
  Subscribe To »

Car insurance for women: Keeping you safe no matter where you are

Published

2021

Mon

30

Aug

For today’s woman who owns a car, motor insurance is a must-have. However, there are various issues to keep in mind when you, as a woman, buy cover for your vehicle.

 

The first question to ask is whether your insurance considers your gender in the underwriting process. The reason for this is simple. Statistics analysed by various insurance companies have shown that women – in general – tend to be much safer drivers compared to their male counterparts and should therefore have a lower risk profile.

 

Although independent surveys on this issue are not done in South Africa, the survey done by the AAA Foundation for Traffic Safety in the US in April 2021 has shown that women tend to be safer drivers compared to their male counterparts. This survey showed that women drivers generally have smaller accidents at maybe a higher frequency when compared to men who tend to have fewer accidents but usually at a high value. Men also tend to be more likely to write off their vehicles because they like to drive fast.

 

The survey further shows that women tend to be more cautious on the road and obey traffic laws. They tend to speed less and do not skip stop signs as often as compared to men. Therefore, accidents caused by women are usually a scratch or minor dent. However, as they share the road with many other drivers, the possibility of being involved in an accident always remains a concern.

 

But, owning a vehicle is much more than just about the actual driving thereof. Arrive Alive points out that “even though all motorists need to be alert and cautious on the road, female drivers, unfortunately, have to be even more vigilant to avoid falling prey to criminal acts such as hijacking, intimidation, sexual assault or worse.” That is simply because women are often seen as “softer” targets compared to men.

 

As a financial services company focused solely on providing financial solutions for graduate professionals, PPS Short-Term Insurance is geared to provide vehicle and other short-term insurance solutions to put the professional woman’s mind at ease that their policy has them covered.

 

 

Not only do we offer cover that considers women driver’s risk profiles and previous claims history when underwriting, but we offer value-added services such as Chauffeur/Take Me Home and Protect Me.

 

We understand that as a professional, you might need to work long hours. With our app, should you have to drive home at night and feel unsafe – or for that matter, any time during the day – you can call our Chauffer/Take Me Home service to either drive you home safely, or accompany you all the way home. The app, also provides a Protect Me service which places a panic button in your hand, giving you access to a 24-hour armed response, for you and your family.

 

On top of these, our Emergency 24/7 SOS service gives you roadside assistance when you need it most. We assist with mechanical/electrical breakdowns (including tow-in services if needed), jump-starting your vehicle, a tyre change service if you get stuck with a flat tyre, fuel delivery should you ever run out of fuel, and will even come and assist should you have locked your keys inside your vehicle.

 

All these services will ensure that you, as a professional, are not only covered financially should you suffer damage or if your vehicle is stolen, but it will give you the independence you need to perform at your best.

 
Source: Wilma van der Walt, Executive: Customer Experience and Operations at PPS Short-Term Insurance
 
« Back to previous page Print this page » |
 

Breaking News »

ESG: What do boards need to know?

Environmental, social and governance (ESG) metrics can be hard to measure, but the risks surrounding them are increasing, as governments and citizens exert pressure on business to change their ways for the greater ...
Read More »

  

Covid-19 Vaccine Distribution Risks and Insurance: Q&A with Allianz Specialists

As COVID-19 vaccine distribution rolls out across Africa and the world, insurers of the pharmaceutical industry are in a position to share their experience as to what constitutes a successful and safe distribution ...
Read More »

  

AUTO & GENERAL’S RELIEF FUND GROWS TO R370 MILLION

Three severe waves of the coronavirus pushed South Africa’s unemployment rate to a record high of 32. 6%. The July unrest only exasperated our unemployment crisis – Employment and Labour Minister, Thulas ...
Read More »

  

Helping Businesses Cut the Cost of Fraud & Drive Performance

Using our AI, ML Fraud Detection, and Investigation Platform we can help businesses cut the cost of fraud and drive performance enhancements. The recent announcement by the IFB (in the UK Market) that it would ...
Read More »

 

More News »

Image

Healthcare »

Image

Investment »

Image

Life »

Image

Retirement »

Image
Image
Image
Image
Image
Image
Image
Image
Image
Image
Image
Image

From The Glossary »

Icon

Mortality Table:

A listing, by age, of the probable death rates and certain other derived values, of a homogeneous group of individuals based on actual experience over a period of years. The table shows the assumed number of individuals left alive at each subsequent age from a given age group.
More Definitions »

 

Advertise

 

eZine

 

Contact IG

 

Media Pack

 

RSS Feeds

By using this website you agree to the Terms of Use.
Copyright © Insurance Gateway (Pty) Ltd 2004 - 2021. All Rights Reserved.